top of page

Search this site

80 results found with an empty search

  • us hemp market growth advisory for cannabis & hemp brands | Carpfish

    Partner with our us hemp market growth advisory team to unlock compliant expansion, smarter hiring tax credits, and funding strategies. Book a consult. There are Billions in Business Tax Credits available from the US Government, are you filing and getting yours? Wait.... You're telling me that my government will pay my business up to $9,800 for hiring military vets if they work 400 hours in a calendar year? or I can get a kickback check for hiring a college seasonal worker up to $1200? The answer is... Yes However, you also have to file these within 30 days of the employee's hire date. Let us show you how. Knowing Your Tax Credits: Get Your Government Money Now! There are hundreds of millions of dollars available; are you filing and getting yours? In most instances, only one (1) out of four (4) companies are even filing and receiving these benefits. We often hear, "Why didn't my CPA tell me about these if they are really available?". Well, because they don't know they exist, or they just don't get paid to do that typically, that's why. Schedule a quick call today with a Carpfish Creative Advisor who will quickly determine what type of money you are leaving on the table as a small business owner. These are tax rebates, these are IRS-created programs for the federal and state government set aside to better help small/medium business owners. As the world turns more and more to big corporations every day, knowing these programs gives you a powerful tool to compete. Work Opportunity Tax Credit (WOTC) Huge Credits are Available for Retail, Hospitality, Construction, Transportation, Security and More! Goverment WOTC Site WOTC is equal to 40% of up to $9,600 of wages paid to, or incurred on behalf of, an individual who: is in their first year of employment; is certified as being a member of a targeted group: Unemployed or disabled veterans (Highest credit) Temporary Assistance for Needy Families (TANF) Recipients Food Stamp (SNAP) Recipients Residents of Empowerment Zones or Rural Renewal Counties Vocational Rehabilitation Referred Individuals Re-Entering Ex-Convicts Supplemental Security Income Recipients Summer Youth Employees from Empowerment Zones Qualified Long-Term Unemployment Recipients performs at least 400 hours of services for that employer. Thus, the maximum tax credit is generally $2,400. A 25% rate applies to wages for individuals who perform fewer than 400 but at least 120 hours of service for the employer. IMPORTANT! Most business owners and CPAs don’t know how to or have to file the WOTC paperwork within 28 days of the employee's first payday. WOTC is available for wages paid to certain individuals who begin work on or before December 31, 2025. Business Tax Credits & Grants Available Online Learn how the goverment will pay you to hire your next employees Book Now TIPPs Tax Credit for Servers TIPP Refunds are available in: Alaska, California, Minnesota, Montana, Nevada, Oregon, Washington The Fair Labor Standards Act (FLSA) established several employment standards, such as overtime pay, rules for recordkeeping and child labor, and a minimum wage. Currently, the federal minimum wage is $7.25 per hour. However, the FLSA allows employers to pay their employees less than the standard minimum wage, provided that the employee earns enough in tips to make up the difference. The FLSA states that the minimum cash wage should be at least $2.13 per hour, although states set their minimum cash wage (many of which pay more than that). For instance, if we set our cash wage at the federal minimum of $2.13 per hour and the federal minimum wage is $7.25, then the tip credit would be $5.12 ($7.25 - $2.13). To calculate overtime tips, start by multiplying the standard minimum wage ($7.25) by 1.5 to represent time and a half, which would give you $10.80 ($7.25 x 1.5). Goverment Tip Credit Info How to Calculate the Tip Credit IRS Form 8846

  • Inquiry Services Page | Carpfish Creative

    Explore our services and get in touch Our Services Nothing to book right now. Check back soon.

  • Launch Your Cannabis Business with Expert Guidance | Carpfish Creative

    Starting a cannabis business can be rewarding yet challenging. Carpfish Creative Advisors has formed strong partnerships with top professionals in the cannabis industry, including consultants, legal experts, technical service providers, and security specialists. Our mission is to help you not only secure your cannabis license but also successfully navigate the entire lifecycle of a profitable business.  Your Solutions Group is Only as Good as Their Network Carpfish Creative Advisors has formed strong partnerships with top professionals in the cannabis industry, including consultants, legal experts, technical service providers, and security specialists. Our mission is to help you not only secure your cannabis license but also successfully navigate the entire lifecycle of a profitable business. Starting a cannabis business can be rewarding yet challenging. It requires careful planning and a solid understanding of legal and regulatory requirements. Key steps include addressing legal considerations, developing a business plan, securing financing, and implementing marketing strategies. With support from Carpfish Creative Advisors, you can confidently tackle the complexities of launching and operating your cannabis business. Business Creation, Application & Licenses Getting a cannabis license can be complicated, but having the right help makes it easier. Whether you're starting a dispensary, a growing facility, or a manufacturing business, you need a skilled team to guide you. Our experts assist businesses in obtaining licenses while following state and local laws. We work with partners like Cannaspire , CannDelta , and Canna Advisor s , among others. We offer a range of services, including help with state and business filings, employee and tax services, creating your brand, and managing your operations. We also provide important documents like financial statements and employee handbooks. Additionally, we support community events and government initiatives and offer print and digital media services. Looking to buy or sell your cannabis business/license? We also help clients through this process. LEARN MORE Cannabis Funding & Banking The cannabis industry necessitates considerable capital investment due to substantial startup expenses, including licenses, equipment, legal fees, and real estate, along with ongoing operational costs. Traditional bank loans are predominantly inaccessible to cannabis businesses owing to federal regulations; therefore, it is essential to explore alternative financing options. Potential funding sources include cannabis-specific lenders such as our direct partners FundCanna and LoanVisor, as well as investors, cannabis banks, credit unions, grants, rebates, and crowdfunding platforms. Our advisory services are available to assist you in identifying and accessing the most suitable financing pathways for your cannabis venture. LEARN MORE Project & Event Management Carpfish Creative offers a comprehensive range of project management services specifically designed for small and medium-sized enterprises, with a particular emphasis on high-risk sectors such as cannabis, gaming, and hemp/CBD. Our methodology integrates business consulting, technology integration, and strategic partnerships with leading providers of project management software to deliver solutions that are efficient, scalable, and compliant with industry regulations. Our project management solutions address several critical areas, including consulting and advisory services, the selection of optimal project management tools, document and data management, as well as tools for team collaboration and communication. LEARN MORE Organization Solutions & Rapid Network Buildouts By integrating the capabilities of our established Creative Network with our deployment services focused on network development, we empower cannabis enterprises to operate efficiently while simultaneously broadening their professional connections. This strategy ultimately fosters growth and success in the increasingly competitive cannabis market. The following outlines our areas of assistance: Industry Insights Leading Partnerships and Collaborative Opportunities Compliance and Regulatory Support Participation in Industry Events LEARN MORE Caputuring Payments In Cannabis Carpfish Advisors facilitates connections between premier brands and the Midwest marketplace through our extensive network of national partners. As advisors, we provide customized solutions that align with your business model. Upon the launch of your projects, the Carpfish Creative Advisor will ensure that you continuously utilize optimal solutions for your business model while achieving the lowest possible costs. Our offerings include: Cannabis-specific point-of-sale systems Payment processing solutions for both cannabis and non-cannabis transactions E-commerce and third-party sales platforms Seed-to-sale systems (Cannabis ERP) in collaboration with Canix Payment services for all business types, including government and other high-risk entities On-site ATM services LEARN MORE: TAKING CARD PAYMENTS | ONSITE ATMS Human Resources (Onboarding to 401k) Hiring the right team is critical to the success of your cannabis business. Look for individuals who are knowledgeable about cannabis, and be sure to provide training on: Compliance: Employees must understand and follow local, state, and federal regulations, such as age verification, product labeling, and safety protocols. Customer Service: In retail businesses, customer service is key. Ensure your staff is knowledgeable and helpful in answering customer questions. Make sure your partners do the same. Product Knowledge: Whether you're selling cannabis flower or edibles, your employees should understand the products’ effects, dosages, and best uses. Company Documentation, such as Employee Handbooks, etc. Employee Background Checks (Verified and Non-Verified) Setting up Payroll, Bookkeeping, and Human Resource Services LEARN MORE Brand, Marketing & Sales Enablement Branding and marketing are crucial for the success of your cannabis business. Here are some ideas: Creating a Brand Identity: Develop a strong brand that resonates with your target market. This includes a memorable logo, brand colors, and consistent messaging. Website & E-commerce: Create an online presence with a website where customers can learn about your products and services. If you are in retail, consider offering an online store for delivery or pickup. Social Media: Cannabis businesses can face advertising restrictions on platforms like Facebook or Google. However, you can still leverage platforms like Instagram, Twitter, and LinkedIn to engage with customers and build awareness. Develop/manage campaigns to boost overall brand or new products Community Engagement: Sponsor or participate in local events, offer educational workshops, or collaborate with influencers to spread the word about your business. Print and Digital Design Services LEARN MORE Hardware/Software/Equipment Procurement We ensure that you have the right systems in place for your business model to thrive. Our commitment goes beyond establishing excellent initial contracts; we also monitor them closely over time. This vigilance helps you avoid overpaying and maximizes your revenue potential. We achieve this by collaborating with both local and national partners. Hardware & Software Selection Business Security & Risk Assessment Commercial Real Estate Managed IT & Security, Event Security Commercial Cannabis Construction Compliance and Legal Services Insurance Selection Business AI Tools & Technology Wholesale, Delivery & Transportation Services Government Tax Credit Programs & Grants Constructing a Framework for Ongoing Success Once your business is up and running, it’s important to regularly assess performance and adapt as needed: Business AI Tools & Technology Financial Monitoring: Regularly track your cash flow, expenses, and profits. Ensure you stay on top of your tax obligations, as the cannabis industry is often taxed at higher rates. Customer Feedback: Gather customer feedback through surveys, reviews, and direct communication to ensure your products and services meet their needs. Compliance Updates: Stay informed about changes to local and state regulations, which may impact your business operations. Unlike other industries, not staying up-to-date on compliance and rule changes could cost you your business! Scaling your Product Line: Offer additional cannabis products like tinctures, topicals, or wellness-related products. Open Additional Locations: If you’ve built a successful operation in one area, consider expanding to new cities or states. Develop Partnerships: Collaborate with other businesses in the cannabis ecosystem, such as cultivators, manufacturers, or delivery services, to offer more value to your customers. Have Needs? We should Talk > From looking to get into the cannabis industry, to A-Z sourcing for your project needs (including project management) we got you covered. Request Assistance

  • WANTED - MN Transporter License | Carpfish Creative

    < Back WANTED - MN Transporter License Minnesota, USA Contact Matt Carpentier 763-325-3326 carp@carpfishcreative.com Wanted $75,000 Property Type Zoning Type(s) Lot Size Building Size Year Built Floors Utilities? Description Client looking to purchase a MN transpoter license for the price of $75,000.

  • Request Canna Business Help | Carpfish Creative

    Carpfish Creative partners with the Canna Advisors to help Canna Business from idea conception through daily operations and growth. Contact us today as we would love to help! Stay in the Know Thanks for joining our mail list! Sign Up Please fill out the following: First Name Last Name Phone Company (Brand) Email Please Select Which Applies: * Required I am a current Cannabis license holder I am NOT a current Cannabis license holder but am intereted State of Residency Location of Interest How Can We Help? * Required Cannabis Advisory Cannabis License Help Cannabis Funding/Banking Payment Processing (+Cannabis, +High Risk) Payment Point of Sale (+Cannabis, +High Risk) Processing/Manufacturing Distribution Transportation Delivery Lounge/Events Medical Focused Full Verticle Hemp Not quite sure... Additonal Notes Submit Thanks for submitting!

  • Carpfish Creative - Expert Procurement Services & Contract Negotiation

    Discover expert procurement services for businesses and vendors, emphasizing the contract negotiation process twice. Equipment Procurement Procuring hardware and software for businesses is a strategic endeavor that aims to secure the essential technological resources required to streamline operations, boost productivity, and fulfill organizational objectives. This comprehensive process encompasses critical steps and considerations, including assessing specific needs, evaluating various options, and negotiating favorable terms. Our experienced brokers, alongside our talented creative network, are equipped to navigate each phase with expertise and efficiency, ensuring your business receives the best solutions tailored to its unique challenges. We do procurement for BOTH businesses and vendors. Procurement. Done Right. Major items that can be procured for cannabis businesses span cultivation, processing, packaging, and retail needs. These items ensure legal compliance, business efficiency, and product quality across the entire supply chain—from growing and harvesting to retail sales and customer experience. Cultivation and Grow Room Equipment LED grow lights, climate controls, dehumidifiers, and fans for proper plant growth. Irrigation and fertigation systems, dosing pumps, and hydroponic setups for water and nutrient delivery. pH, EC, and TDS meters for monitoring soil and water conditions. Processing and Laboratory Equipment Trimming and bucking machines for separating buds from stems. Extraction equipment, including benchtop and floor-mounted fume hoods, prefabbed extraction booths, and extraction pods. Drying and curing containers, racking stations, and storage solutions. Safety and Compliance Gear Personal protective equipment: gloves, lab coats, respirators, safety goggles, face guards, and hearing protection. Emergency backup power systems, such as generators and UPS units. Gas detection systems and control panels to monitor and prevent hazards. Packaging and Inventory Management Automated packaging machines, product counters, and label printers for efficient output. Curing and extract storage containers made of stainless steel. Packaging solutions for jars, cans, bags, and pre-rolls. Dispensary and Retail Supplies POS (point-of-sale) systems, barcode scanners, and RFID tags for sales and inventory tracking. Display jars, storage cabinets, and compliant packaging. Ancillary products such as vaporizers, grinders, rolling papers, pipes, and dabbing equipment. Need Gear for Your Events? We Got You... Have Equipment Needs? We should Talk > From looking to get into the cannabis industry, to A-Z sourcing for your project needs (including project management) we got you covered. Request Assistance

  • Paywall | Carpfish Creative

    You don't have permissions to access this page. Back to site Switch Account

  • Invocies and ACH Payments from Carpfish Creative

    Streamline your payments with our b2b payment automation solutions. Enjoy secure, efficient, and integrated payment options today. Go Virtual & Accept Payments with paymentshub Carpfish/North exceeds traditional payments by providing a complete suite of tools for managing employees, customers, and businesses through a secure, state-of-the-art portal.-art portal. Manage customer satisfaction, monitor the competition, and build a stronger online reputation with Reputation Management in Payments Hub. You have dedicated numerous hours to building your business and making decisions at every turn. Now, it's essential to ensure that your choice of payment method maximizes your monthly profits. Carpfish Creative's advisors assist businesses in identifying the best payment solutions, including point-of-sale (POS) systems that seamlessly integrate with various methods of accepting payments such as credit cards, debit cards, EBT, mobile payments, and invoicing. This simplifies the process for both the business and the customer, while also offering industry-leading security and PCI compliance options. What Can You Do in Paymentshub? Take orders online or over the phone and process payments on the spot Simply enter a sale amount or select from your inventory, key in your customer’s credit card details, and you’re done. Level up with L2 and L3 data. Reduce interchange rates when receiving B2B and B2G payments by including supplemental transactional data for commercial or corporate cards. Send & Track your paid, unpaid, and overdue invoices. Your invoices are easy to filter, sort, and track. Send payment reminders for late or outstanding invoices, and mark invoices paid in person as complete. Provide customers with their payment portal. Your customers will have access to a secure payment portal with your branding where they can make payments, manage saved payment methods, and see their payment history. Save Information and ACH for future needs. Send secure payment links without requiring customers to create accounts. Save payment methods on file and enable autopay. Accept Apple Pay payments.' Dispute management made easy. View and manage chargebacks directly and quickly accept or rebut disputes. Simple and Powerful Recurring Billing. Recurring billing solutions automate your payments, which frees you up to focus on business. Not only does this simplify operations, but it also increases cash flow. These automated billing systems are ideal for many transactions, including subscriptions, memberships, and rent. Reputation Management: Manage Customer Satisfaction, Monitor the Competition, and Build a Stronger Online Reputation In today’s business world, having a strong online presence is crucial. With modern consumers relying heavily on online reviews, it's essential to have the right review management software. A strong online presence significantly impacts your business’s success, making access to the correct reputation management software vital. Fortunately, Payments Hub Reputation Management provides the tools needed to take charge of your online reputation and enhance your brand, all from your back office. Key features include: - Insights into your rating on review sites - Real-time viewing and responding to customer reviews - Custom quick replies for faster customer response - Notifications for new customer feedback - Monitoring the competition to gauge your performance

  • Explore Cannabis Investment Opportunities | Carpfish Creative Solutions

    Discover cannabis investment opportunities with our all-in-one marketing, lending, and business solutions platform. Some smart folks we work with: Looking to Expand Your Reach? We should Talk. Partner Types of Cannabis Funding Equity Funding (Venture Capital & Private Equity) Venture Capital (VC): Investment from firms or individuals in exchange for equity (ownership) in the company. VC firms often fund early-stage cannabis businesses with high growth potential, such as technology, cultivation, or dispensary operations. Private Equity: Larger investments from private investors or firms, often in more established cannabis companies. These firms typically invest in businesses looking to scale quickly or enter new markets. https://askforfunding.com/ Debt Funding (Loans) Traditional Bank Loans: Cannabis businesses often face challenges obtaining loans from traditional financial institutions due to federal illegality in many countries. However, some local or state banks may offer loans if they operate in regions where cannabis is legal. Private Loans: Some cannabis businesses turn to private lenders who specialize in high-risk ventures. These loans often come with higher interest rates and shorter repayment terms. Convertible Debt: This is a hybrid form of debt that allows the lender to convert the loan into equity under certain conditions, offering flexibility to both parties. Crowdfunding Equity Crowdfunding: Cannabis businesses can raise capital by selling shares to the public through online platforms. In exchange for small investments, individuals receive a stake in the business. Some platforms specialize in cannabis-related ventures. Rewards-based Crowdfunding: Businesses may use platforms like Kickstarter or Indiegogo to raise funds in exchange for product-related rewards, such as discounted cannabis products or exclusive merchandise. Angel Investors Angel investors are wealthy individuals who provide capital to early-stage cannabis businesses in exchange for equity or convertible debt. Unlike venture capital, angel investors often take a more hands-on approach, providing mentorship and strategic guidance in addition to funding. Grants & Subsidies Government Grants: In some regions, particularly those with legal cannabis programs, government grants are available for cannabis research, medical cannabis programs, or social equity initiatives aimed at helping disadvantaged communities. Private Grants: Certain private foundations and non-profit organizations offer grants to businesses or initiatives that focus on cannabis education, harm reduction, and social equity. Strategic Partnerships & Joint Ventures Cannabis businesses may form strategic partnerships or joint ventures with larger companies or those in complementary industries (such as technology, health, or agriculture). These partnerships can provide funding in exchange for a share of the business, distribution rights, or other benefits. Family Offices Family offices are private wealth management firms that manage the investments of high-net-worth families. Some family offices are increasingly interested in cannabis investments, particularly in stable, mature businesses, and can provide significant capital. Real Estate Investment (Cannabis REITs) Family offices are private wealth management firms that manage the investments of high-net-worth families. Some family offices are increasingly interested in cannabis investments, particularly in stable, mature businesses, and can provide significant capital. Self-funding / Bootstrapping Many entrepreneurs in the cannabis industry initially fund their businesses through personal savings or by borrowing from friends and family. This type of funding is more common in the early stages when formal investors may not be available or willing to take on the risk. Other Emerging Methods Initial Coin Offerings (ICO) / Security Token Offerings (STO) . These involve raising capital by selling digital tokens in exchange for investment. Although relatively rare, some cannabis businesses explore blockchain-based funding models like ICOs or STOs. These methods often appeal to Microfinance & Peer-to-Peer Lending . In certain jurisdictions, microfinance or peer-to-peer lending platforms allow cannabis businesses to access small-scale loans from individual investors or groups. These platforms can serve as an alternative to traditional financial institutions. Have Needs? We should Talk > From looking to get into the cannabis industry, to A-Z sourcing for your project needs (including project management) we got you covered. Request Assistance

  • Terms | Carpfish Creative

    Carpfish Creative helps small/medium businesses with everyday solutions. From finding your business tax credits, payment processing, Point of Sale, customer loyalty, marketing and a whole lot more! Carpfishcreative.com Terms of Use Last Revised: November 24, 2025 Welcome to carpfishcreative.com’s Terms of Use! We are truly excited to have you aboard. Thank you for choosing to use our services. Below we have listed important legal terms that apply to anyone who visits our website or uses our services. These terms are necessary in order to protect both you and us and to make our services possible and more enjoyable for everyone. Carpfish Creative LLC offers a wide range of services and features and part of the terms below may not be relevant to the specific services you use. We understand that legal terms can be exhausting to read, and we’ve tried to make the experience more pleasant. If you have suggestions on how we can improve them, you are welcome to contact us . 1. Introduction 1.1. Our Purpose Our services offer our Users (as defined below) the ability to easily create a beautiful and highly functional online presence, manage and promote businesses, content, and ideas, and have an overall great experience doing so – even without being tech-savvy or a design guru. As detailed below, we offer our users numerous tools and features for creating, publishing, and use of stunning websites, online e-commerce platforms, newsletters, galleries, media players, mobile apps, and other online and mobile applications, tools, and services. The online, and mobile websites, functionalities, and platforms created by Users are collectively referred to herein as “User Platform(s)”. 1.2. Legal Agreement These carpfishcreative.com Terms of Use (“Terms of Use”), together with such additional terms which specifically apply to some of our services and features as presented on the carpfishcreative.com website(s) (“Carpfish Creative LLC Website”, and collectively – the “Carpfish Creative LLC Terms”), set forth the entire terms and conditions applicable to each visitor or user (“User” or “you”) of the Carpfish Creative LLC Website, the Carpfish Creative LLC mobile application (the “Carpfish Creative LLC App”) and/or any other services, applications and features offered by us with respect thereto, except where we explicitly state otherwise (all services offered through the Carpfish Creative LLC Website or the Carpfish Creative LLC App, collectively – the “Carpfish Creative LLC Services” or “Services”). For the avoidance of doubt, Carpfish Creative LLC Services (as defined in these Terms of Use) do not include services, applications, features, or components that were built, developed, connected or offered by a Carpfish Creative LLC User, even if presented on the Carpfish Creative LLC Website or the Carpfish Creative LLC App. The Carpfish Creative LLC Terms constitute a binding and enforceable legal contract between Carpfish Creative LLC and its affiliated companies and subsidiaries worldwide (“Carpfish Creative LLC”, “us” or “we”) and you in relation to the use of any Carpfish Creative LLC Services - so please read them carefully. You may visit and/or use the Carpfish Creative LLC Services and/or the Carpfish Creative LLC App only if you fully agree to the Carpfish Creative LLC Terms, and by using and/or registering to any of the Carpfish Creative LLC Services, you signify and affirm your informed consent to these Terms of Use and any other Carpfish Creative LLC Terms applicable to your use of any Carpfish Creative LLC Services. If you do not read, or fully understand or if you do not agree to the Carpfish Creative LLC Terms, you must immediately leave the Carpfish Creative LLC Website and avoid or discontinue all use of the Carpfish Creative LLC Services or Carpfish Creative LLC App. By using our Services, you also acknowledge that you have read our Privacy Policy available at our Privacy Policy . 1.3. User Account In order to access and use the Carpfish Creative LLC Services, you must first register and create an account with Carpfish Creative LLC (“User Account”). Creation of a User Account or purchase of Paid Services (as defined in Section 5 below), can be done either directly on the Carpfish Creative LLC Website or through an unrelated third-party authorized to sell Carpfish Creative LLC subscriptions to User Accounts and other Paid Services (a “Reseller”) under a separate agreement with Carpfish Creative LLC (a “Reseller Agreement”). If you register to Carpfish Creative LLC Services or purchase Paid Services via a Reseller (referred to herein as a “Reseller User”) please note the following: These Terms of Use are applicable in addition to any arrangement by and between you and the Reseller, and they govern your use of the Carpfish Creative LLC Services. As between you and Carpfish Creative LLC, per your relationship with Carpfish Creative LLC and unless otherwise specifically indicated in these Terms of Use, these Terms of Use supersede any arrangement between you and the Reseller about your use of the Carpfish Creative LLC Services and/or activities in your User Account (or the User Account to which you are added). Certain services, applications, and features of the Carpfish Creative LLC Services may not be available to you or may only be available to you through the Reseller platform. 1.4 Access to Accounts, Roles, and Permissions You may invite others to your User Account and your User Platforms and assign them certain roles and permissions to perform certain activities within your User Account and User Platforms. A person granted permission to perform activities on a User Account that such person does not own is referred to herein as a “Contributor”. If anyone other than yourself (including Contributors) accesses your User Account and/or any of your User Platforms’ settings, they may also (and if done by a Contributors, depending on the roles and permissions you assign them), perform actions available to you (unless as specifically stated otherwise on the Carpfish Creative LLC Services), make changes to your User Platform(s) and User Account, and accept any legal terms available therein, make various representations and warranties and more – and all such activities will be deemed to have occurred on your behalf and in your name as the owner of the User Account, whether or not specifically authorized by you. Therefore, we strongly encourage you to (i) keep the log-in credentials of your User Account confidential, and (ii) allow access to your User Account, only to people you trust - as you will be solely and fully responsible for all activities that occur under your User Account and/or User Platforms (including for any representations, warranties, and undertakings made therein and including by any Contributor), and for any damages, expenses or losses that may result from such activities. You must provide accurate and complete information when registering your User Account and using Carpfish Creative LLC Services. We strongly encourage you to provide your own (or your company’s, as applicable) contact and billing details, including your valid e-mail address, as we may use it to identify and determine the actual owner of the User Account and/or User Content (as defined below) submitted to us. If you are a Contributor, you are required to register and create a User Account of your own to access the User Account under which you are a Contributor. Therefore, these Terms of Use apply to Contributors as well. If you are a Reseller User, then depending on the agreement between you and the Reseller, such Reseller may be the owner of the User Platform, and you may be invited by the Reseller as a Contributor to such User Platform. If you are invited as a Contributor to a User Platform or if you are a Reseller User, you acknowledge that the owner of such User Platform and /or the Reseller (ii) shall have full access to any information (including personal information) that is stored by you or on your behalf on such User Platform; and (ii) shall have all the rights and functionalities awarded to a User Account owner, in connection with such User Platform. You can also create an account and purchase services also via a third-party authorized to sell Carpfish Creative LLC (Reseller). If you register to Carpfish Creative LLC or purchase services via a Reseller you agree and accept these Carpfish Creative LLC terms of use (in addition to any arrangement between you and the Reseller), so that in you relationship with Carpfish Creative LLC these terms will overcome any other terms, and that some Carpfish Creative LLC services and features may not be available to you or be available to you only through the Reseller platform. You can invite others (Contributors) to perform activities on your User Account by assigning them certain roles and permissions. If you are invited to be a Contributor on another user’s Platform, you need to create a User Account of your own before you access the other User Platform. If you are a Reseller User, the Reseller may be the owner of the User Platform and have access to information on such User Platform. The Reseller will also have all rights and functionalities awarded to a User Account owner. You may be invited by the Reseller as a Contributor to such User Platform. 1. 5 Account Ownership For each User Platform, Carpfish Creative LLC will consider the owner of such User Platform to be the person or entity whose email address is listed in Carpfish Creative LLC’s records as the owner of the User Account under which the User Platform was created. In case of a dispute on User Account ownership, we reserve the right to determine ownership of a User Account based on our reasonable judgment, whether or not an independent investigation has been conducted by us. However, if we cannot make such a determination (as we may deem in our sole discretion), we reserve the right to avoid doing so and/or suspend a User Account until the parties disputing such ownership resolve, without Carpfish Creative LLC having any liability to you or to any other party. We may request documentation (e.g., government-issued ID, a business license) that may assist us in determining ownership. If you created your User Account directly on the Carpfish Creative LLC Website (and not via a Reseller), we may consider the principles set forth below to determine ownership. If you are invited as a Contributor to a User Platform or if you are a Reseller User, you acknowledge that the owner of such User Platform and /or the Reseller (ii) shall have full access to any information (including personal information) that is stored by you or on your behalf on such User Platform; and (ii) shall have all the rights and functionalities awarded to a User Account owner, in connection with such User Platform. Carpfish Creative LLC will consider the person or entity who has access to the e-mail address (listed in Carpfish Creative LLC’s records for a User Account under which such User Platform or User Content was created) as the owner of a User Account, User Platform, and/or User Content created and/or uploaded to the relevant Carpfish Creative LLC Service. If any Paid Services were purchased via a User Account, Carpfish Creative LLC may consider the owner of such User Account and/or the relevant User Platform and/or User Content created thereunder, as the person or entity whose billing details were used to purchase such Paid Services (“Billing Information”). Notwithstanding the foregoing, when applicable, if a User Platform was connected to an external domain name (either imported or purchased as part of certain Paid Services, as defined below), and such domain’s registration information is publicly available via the WHOIS database provided on the www.whois.net website or on Carpfish Creative LLC’s database, Carpfish Creative LLC may consider the owner of such User Platform as the person or entity registered as the registrant of such domain thereunder. If an individual and an organization are both registered as the registrant or the registrant organization of such a domain, Carpfish Creative LLC will consider the organization as the actual owner of the domain. In the event the Billing Information indicates one person as the owner of the User Platform and the domain registration indicates a different owner, Carpfish Creative LLC shall consider the person registered as the owner of the domain connected to the Carpfish Creative LLC Account as the owner of the User Platform. Notwithstanding the foregoing, Carpfish Creative LLC shall have the right to determine the ownership of User Content and/or a User Website as it chooses, including by ignoring the indications set forth above, in the event Carpfish Creative LLC deems, at its sole discretion, that the situation justifies such determination, all based upon the factual situation as determined by the sole discretion of Carpfish Creative LLC. If you are a Reseller User, the ownership of the respective User Account may be determined by Carpfish Creative LLC pursuant to the terms of the Reseller Agreement. 2. Your Obligations 2.1. You represent and warrant that: you are at least thirteen (13) years of age, or sixteen (16) years of age if you are an individual within the European Union (EU), or of the legal age of majority in your jurisdiction, and possess the legal authority, right and freedom to enter into the Carpfish Creative LLC Terms and to form a binding agreement, for yourself or on behalf of the person or entity committed by you to the Carpfish Creative LLC Terms; you are not ordinarily resident of, and will not use or distribute the Carpfish Creative LLC Services or Carpfish Creative LLC App in, any country or region subject to U.S. comprehensive country or regional embargos. You further confirm that you are not included on any sanctions list, including without limitation, the U.S. Specially Designated Nationals and Blocked Persons List, maintained by the U.S. (“SDN List”), or any other applicable sanctions list maintained by the EU, the UK or other, and that you are not owned 50 percent or more, directly or indirectly in the aggregate, by a Sanctioned Party and are not otherwise controlled by such a party (“Sanctioned Party”). You further confirm that you will not use or distribute the Carpfish Creative LLC Services or the Carpfish Creative LLC App directly or indirectly to or for the benefit of a Sanctioned Party. You agree to indemnify Carpfish Creative LLC against any losses, including without limitation, monetary penalties and legal fees, that Carpfish Creative LLC may suffer should you violate any of the foregoing confirmations regarding your non-sanctioned status. your country of residence and/or your company’s country of incorporation is the same as the country specified in the contact and/or billing address you provide us; you understand that Carpfish Creative LLC does not provide any legal advice or any recommendation with respect to any laws or requirements applicable to your use or any of your End Users, or your compliance therewith; And specifically regarding your User Content: you confirm you own all rights in and to any content uploaded, developed or provided by you, or imported, connected, copied or uploaded by Carpfish Creative LLC Services for you, to your User Platform (“User Content”), including any designs, images, animations, videos, audio files, fonts, logos, code, algorithms, SPIs, APIs, databases, illustrations, compositions, artworks, interfaces, usernames, information you provide for the purpose of creating a subdomain name, text, literary works and any other materials (“Content”), or otherwise have (and will continue to have) the full power, title, licenses, consents and authority, in and to the User Content, as necessary to legally access to, import, copy, use, connect, develop, publish, transfer or license such User Content, by you and us or any of our affiliates; you have (and will maintain) the full power, title, licenses, consents and authority to allow Carpfish Creative LLC Services or Carpfish Creative LLC App to access any websites, web pages, and/or other online services, for the purpose of importing, exporting, copying, displaying, uploading, publishing, transmitting and/or otherwise using your User Content. the User Content is (and will continue to be) true, current, accurate, non-harmful, non-infringing upon any third party rights, and in no way unlawful for you to upload, import, export, copy, possess, post, publish, transmit, display or otherwise use, in the country in which you or your User Platform’s visitors and users (“End Users”) reside, or for Carpfish Creative LLC and/or your End Users to access, import, export, copy, upload, publish, post, store, use or possess in connection with the Carpfish Creative LLC Services; you have obtained all consents and permissions required under all applicable laws, regarding the processing, storing, collection, posting, transmission and publication of any personal information and/or image or likeness of any person, entity or property which is part of the User Content, and you will adhere to all laws applicable thereto. 2.2. You undertake and agree to: fully comply with all applicable laws and any other contractual terms which govern your use of the Carpfish Creative LLC Services (and any related interaction or transaction), including those specific laws applicable to you or your End Users in any of your geographical locations; be solely responsible and liable with respect to any of the uses of the Carpfish Creative LLC Services which occur under your User Account and/or User Platform(s), and for any of your User Content (including for any consequences of accessing, storing, collecting, importing, exporting, uploading, copying, using or publishing such User Content on or with respect to the Carpfish Creative LLC Services); regularly and independently save and back up any of your User Content and the information that is being processed by you regarding your User Platform, including with respect to End Users, User Products, and any applications, features, services, and/or Third Party Services used, connected, presented or developed by you; receive from time to time promotional messages and materials from Carpfish Creative LLC or its partners, by mail, e-mail or any other contact form you may provide us with (including your phone number for calls or text messages). If you wish not to receive such promotional materials or notices, please notify us at any time. allow Carpfish Creative LLC to use in perpetuity, worldwide and free of charge, any version of your User Platform (or any part thereof) for any of Carpfish Creative LLC’s marketing and promotional activities, online and/or offline, and modify it as reasonably required for such purposes, and you waive any claims against Carpfish Creative LLC or anyone on its behalf relating to any past, present or future moral rights, artists’ rights, or any other similar rights worldwide that you may have in or to your User Platform with respect to such limited permitted uses; Carpfish Creative LLC’s sole discretion as to the means, manner, and method for performing the Carpfish Creative LLC Services, including those regarding the hosting, transmission, publication, and/or display of any User Platforms and/or Content (including the inclusion and presentation of any advertisements or other commercial content with respect thereto). Carpfish Creative LLC shall have the right to offer the Carpfish Creative LLC Services in alternative price plans and impose different restrictions for the upload, storage, download and use of the Carpfish Creative LLC Services in each price plan, including, without limitation, restrictions on network traffic and bandwidth, size and/or length of Content, quality and/or format of Content, sources of Content, the volume of download time, number of subscribers to your Content, the volume of storage, etc. You will be responsible for your actions and for the actions of anyone who accesses your user account or user platform settings. You shall regularly save backups of your content. You agree that our partners may send you promotional messages and content. You can easily opt out of receiving promotional messages by contacting us. You allow us to use your website for our promotional activities and to determine the manner in which the services will be performed. \You agree that Carpfish Creative LLC has the right to impose and change price plans for its Services. Additionally, Carpfish Creative LLC may impose restrictions depending on your specific usage of the Service. 2.3. You agree and undertake not to: copy, modify, create derivative works of, download, adapt, reverse engineer, emulate, migrate to another service, translate, compile, decompile or disassemble the Carpfish Creative LLC Website, the Carpfish Creative LLC Services (or any part thereof), any Content offered by Carpfish Creative LLC or Third Party Services for use and display within User Platforms (“Licensed Content”) and/or any part thereof in any way, or publicly display, perform, transmit or distribute any of the foregoing without Carpfish Creative LLC’s prior written and specific consent and/or as expressly permitted under the Carpfish Creative LLC Terms; submit, transmit or display any User Content, or use Licensed Content in a context, which may be deemed as defamatory, libelous, obscene, harassing, threatening, incendiary, abusive, racist, offensive, deceptive or fraudulent, encouraging criminal or harmful conduct, or which otherwise violates the rights of Carpfish Creative LLC or any third party (including any intellectual property rights, privacy rights, contractual or fiduciary rights), or otherwise shows any person, entity or brand in a bad or disparaging light, without their prior explicit approval; use any illegal action to collect login data and/or passwords for other websites, third parties, software or services; phish, collect, upload, or otherwise make available credit card information or other forms of financial data used for collecting payments, unless done in accordance with any applicable law, including, with the PCI DSS standard when applicable; upload, insert, collect or otherwise make available within the Carpfish Creative LLC Website or the Carpfish Creative LLC Services (or any part thereof), any malicious, unlawful, defamatory or obscene Content; publish and/or make any use of the Carpfish Creative LLC Services or Licensed Content on any website, media, network or system other than those provided by Carpfish Creative LLC, and/or frame, “deep link”, “page scrape”, mirror and/or create a browser or border environment around any of the Carpfish Creative LLC Services, Licensed Content and/or User Platform (or any part thereof), except as expressly permitted by Carpfish Creative LLC, in advance and in writing; use any “robot”, “spider” or other automatic device, program, script, algorithm, or methodology, or any similar or equivalent manual process, to access, acquire, copy, or monitor any portion of the Carpfish Creative LLC Services (or its data and/or Content), or in any way reproduce or circumvent the navigational structure or presentation of any of the Carpfish Creative LLC Services to obtain or attempt to obtain any materials, documents, services or information through any means not purposely made available through the Carpfish Creative LLC Services; act in a manner which might be perceived as damaging to Carpfish Creative LLC’s reputation and goodwill or which may bring Carpfish Creative LLC into disrepute or harm; purchase search engine or other pay-per-click keywords (such as Google AdWords), or domain names that use Carpfish Creative LLC or Carpfish Creative LLC Marks and/or variations and misspellings thereof; impersonate any person or entity or provide false information on the Carpfish Creative LLC Services and/or User Platform, whether directly or indirectly, or otherwise perform any manipulation to disguise your identity or the origin of any message or transmittal you send to Carpfish Creative LLC and/or any End Users; falsely state or otherwise misrepresent your affiliation with any person or entity, or falsely express or imply that Carpfish Creative LLC or any third party endorses you, your User Platform, your business, your User Products, or any statement you make; reverse look-up, trace, or seek to trace another User of Carpfish Creative LLC Services, or otherwise interfere with or violate any other User’s right to privacy or other rights, or harvest or collect personally identifiable information about visitors or users of the Carpfish Creative LLC Services and/or User Platform without their express and informed consent; disable, circumvent, bypass or otherwise avoid any measures used to prevent or restrict access to the Carpfish Creative LLC Services, User Platform, the account of another User(s), or any other systems or networks connected to the Carpfish Creative LLC Services, by hacking, password mining, or other illegitimate or prohibited means; probe, scan, or test the vulnerability of the Carpfish Creative LLC Services or any network connected to the Carpfish Creative LLC Services; upload to the Carpfish Creative LLC Services and/or User Platform or otherwise use them to design, develop, distribute and/or otherwise transmit or execute, any virus, worm, Trojan Horse, time bomb, web bug, spyware, malware, or any other computer code, file, or program that may or is intended to damage or hijack the operation of any hardware, software, or telecommunications equipment, or any other actually or potentially harmful, disruptive, or invasive code or component; take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the Carpfish Creative LLC Services or Carpfish Creative LLC’s systems or networks connected to the Carpfish Creative LLC Services, or otherwise interfere with or disrupt the operation of any of the Carpfish Creative LLC Services, or the servers or networks that host them or make them available, or disobey any requirements, procedures, policies, or regulations of such servers or networks; use any of the Carpfish Creative LLC Services and/or User Platform in connection with any form of spam, unsolicited mail, fraud, scam, phishing, “chain letters”, “pyramid schemes” or similar conduct, or otherwise engage in unethical marketing or advertising; utilize any of the Carpfish Creative LLC Services or Carpfish Creative LLC Systems for storage and/or video streaming purposes (whether for main streaming purposes or not). For example, creating and operating websites whose purpose is video streaming or main purpose is file storage. Including indirect utilization, through integration or connection with third-party platforms or services; access to Carpfish Creative LLC Services, User Accounts, Licensed Content and/or User Content, through any means or technology (e.g., scraping and crawling), other than our publicly supported interfaces. sell, license, or exploit for any commercial purposes any use of or access to the Licensed Content and/or Carpfish Creative LLC Services, except as expressly permitted by the Carpfish Creative LLC Terms; remove or alter any copyright notices, watermarks, restrictions and signs indicating proprietary rights of any of our licensors, including copyright mark [©], Creative Commons [(cc)] indicators, or trademarks [® or ™] contained in or accompanying the Carpfish Creative LLC Services and/or Licensed Content; or violate, attempt to violate, or otherwise fail to comply with any of the Carpfish Creative LLC Terms or any laws or requirements applicable to your use of the Carpfish Creative LLC Services. access or use the Services for benchmarking or similar competitive analysis purposes or in order to build a competitive product or service. You acknowledge and agree that your failure to abide by any of the foregoing or any misrepresentation made by you herein may result in the immediate termination of your User Account and/or any Services provided to you, with or without further notice to you, and without any refund of amounts paid on account of any such Services. 3. Content and Ownership 3.1. Your Intellectual Property As between Carpfish Creative LLC and you, you shall own all intellectual property pertaining to your User Content and to any other materials created, developed, or connected to Carpfish Creative LLC Services by you, including any designs, images, animations, videos, audio files, fonts, logos, illustrations, compositions, artworks, code, algorithms, SPIs, APIs, databases, interfaces, text and literary works. Carpfish Creative LLC does not claim ownership rights on your User Content or the content you connected to the Carpfish Creative LLC Services. You know and agree that in order to provide the Services to you and to maintain and improve the Services (the “Purpose”) we will need to access, upload and/or copy your User Content to our platform, including cloud services and CDN’s, to make display adjustments, to train our software tools, to duplicate for backup and perform any other technical actions and/or uses required to perform our services, as we deem fit. You hereby grant us a non-exclusive, transferable, sub-licensable, royalty-free, and worldwide license to use your User Content for the Purpose. 3.2. Carpfish Creative LLC’s Intellectual Property All rights, title and interest in and to the Carpfish Creative LLC Services, including any and all copyrightable materials or any other content thereof which is or may be subject to any intellectual property rights under any applicable law (including any artwork, graphics, images, website templates and widgets, literary work, source and object code, computer code (including html), applications, audio, music, video and other media, designs, animations, interfaces, documentation, derivatives and versions thereof, the “look and feel” of the Carpfish Creative LLC Services, methods, products, algorithms, data, interactive features and objects, advertising and acquisition tools and methods, inventions, trade secrets, logos, domains, customized URLs, trademarks, service marks, trade names and other proprietary identifiers, whether or not registered and/or capable of being registered (collectively, “Intellectual Property”), and any derivations thereof, are owned by and/or licensed to Carpfish Creative LLC. Subject to your full compliance with the Carpfish Creative LLC Terms and timely payment of all applicable Fees, Carpfish Creative LLC hereby grants you, upon creating your User Account and for as long as Carpfish Creative LLC wishes to provide you with the Carpfish Creative LLC Services, a non-exclusive, non-transferable, non-sublicensable, fully revocable, limited license to use the Carpfish Creative LLC Services and Licensed Content, for the purpose of generating and displaying your User Platform to End Users and offering your User Products (as defined below) therein, solely as expressly permitted under the Carpfish Creative LLC Terms, and solely within the Carpfish Creative LLC Services. The Carpfish Creative LLC Terms do not convey any right or interest in or to Carpfish Creative LLC’s Intellectual Property (or any part thereof), except only for the limited license expressly granted above. Nothing in the Carpfish Creative LLC Terms constitutes an assignment or waiver of Carpfish Creative LLC’s Intellectual Property rights under any law. In addition to the above, certain fonts made available to you within the Carpfish Creative LLC Services, are licensed to Carpfish Creative LLC by a third party provider, and are therefore subject to additional license terms of such provider, which are summarized and available for your review at https://www.carpfishcreative.com/about/mono-terms-of-use . 3.3. Feedback and Suggestions If you provide us with any suggestions, comments or other feedback relating to the Carpfish Creative LLC Services (whether existing, suggested or contemplated), which is or may be subject to any Intellectual Property rights (“Feedback”), such Feedback shall be exclusively owned by Carpfish Creative LLC. By providing such Feedback to Carpfish Creative LLC, you acknowledge and agree that it may be used by Carpfish Creative LLC in order to: (i) further develop, customize and improve of the Carpfish Creative LLC Services, (ii) provide ongoing assistance and technical support, (iii) contact you with general or personalized Carpfish Creative LLC -related notices and/or interview requests based on your feedback or otherwise, (iv) facilitate, sponsor and offer certain promotions, and monitor performance, (v) to create aggregated statistical data and other aggregated and/or inferred information, which Carpfish Creative LLC may use to provide and improve its services, (vi) to enhance Carpfish Creative LLC data security and fraud prevention capabilities, and (vii) to comply with any applicable laws and regulations. In addition, you (1) represent and warrant that such Feedback is accurate, complete, and does not infringe on any third party rights; (2) irrevocably assign to Carpfish Creative LLC any right, title and interest you may have in such Feedback and (3) explicitly and irrevocably waive any and all claims relating to any past, present or future moral rights, artists’ rights, or any other similar rights worldwide in or to such Feedback. 4. Privacy Certain parts of the Carpfish Creative LLC Services (including certain Third Party Services available therein, as further explained in Section 8 below) require or involve the submission, collection and/or use of certain personally identifying or identifiable information. In particular and as a part of accessing or using the Carpfish Creative LLC Services, Carpfish Creative LLC and such Third Party Services may collect, access and use certain data pertaining to Users and End Users, including the activities or navigation undertaken by Users and End Users through the Carpfish Creative LLC Services and/or User Platforms. We encourage you to read our Privacy Policy and each such Third Party Services’ relevant policies on a regular basis, for a description of such data collection and use practices. 5. Service Fees 5.1. Paid Services The use of certain Carpfish Creative LLC Services may be subject to payment of particular fees, as determined by Carpfish Creative LLC in its sole discretion (“Paid Services” and “Fee(s)”, respectively). Important: if you are a Reseller User and your payment is made to the Reseller, then the provisions of subsections 5.1 (1), 5.1(4), 5.2, 5.3 (2), 5.4 (1) and 5.5 of this Section 5 with respect to such specific Paid Service may not apply to you and the payment and management of such Paid Service, shall be made directly with the Reseller according to the terms agreed upon between you and the Reseller. Carpfish Creative LLC will notify you of the Fees then in effect, you need to pay directly to Carpfish Creative LLC in relation to the Paid Services you decide to purchase from Carpfish Creative LLC. If you wish to receive or use the Paid Services, you are required to pay all applicable Fees in advance Carpfish Creative LLC reserves the right to change its Fees at any time in its sole discretion. Carpfish Creative LLC will send a notice regarding the change to you or your Reseller if such a change will affect your existing subscriptions you received a discount or other promotional offer, either from Carpfish Creative LLC or from a Reseller, Carpfish Creative LLC or the Reseller, respectively, shall have the right at the end of the applicable discounted period, to, automatically and without notice, renew your subscription to such Carpfish Creative LLC Service(s) at the full then-current applicable Fee. All Fees paid directly to Carpfish Creative LLC shall be deemed to be in U.S. Dollars, except as specifically stated otherwise in writing by Carpfish Creative LLC. To the extent permitted by law (and unless specified otherwise by Carpfish Creative LLC in writing), all Fees are exclusive of all taxes (including value-added tax, sales tax, goods and services tax, etc.), levies or duties imposed by taxing authorities (“Taxes”), and you shall be responsible for payment of all applicable Taxes relating to your use of the Carpfish Creative LLC Services, or to any payments or purchases made by you. If Carpfish Creative LLC is obligated to collect or pay Taxes for the Fees payable by you, and whether or not such Taxes were added and collected from you for previous transactions, such Taxes may be added to the payment of any outstanding Fees and will be reflected in the Invoice for such transaction. We recommend that you verify the existence of any additional fees you may be charged by third parties in connection with the purchase of Paid Services or in connection with the renewal thereof (such as international transaction fees, currency exchange fees, or fees due to banks or credit card companies). Carpfish Creative LLC is not responsible for any such additional fees or costs. If you purchase Paid Services directly from Carpfish Creative LLC, then as part of registering or submitting information to receive Paid Services, you also authorize Carpfish Creative LLC (either directly or through its affiliates, subsidiaries other third parties) to request and collect payment and service fees (or otherwise charge, refund or take any other billing actions) from our payment provider or your designated banking account, and to make any inquiries Carpfish Creative LLC or its affiliates may consider necessary to validate your designated payment account or financial information, in order to ensure prompt payment, including for the purpose of receiving updated payment details from your payment, credit card or banking account provider (e.g., updated expiry date or card number as may be provided to us by your credit card company). You must keep a credit card stored with Carpfish Creative LLC to pay for your Paid Services (“Stored Card”) that are purchased directly from Carpfish Creative LLC. You will be able to identify your Stored Card by its last four digits on your Account Settings Page. 5.2. Invoices If you are a Reseller User and you pay the Reseller and not directly to Carpfish Creative LLC, the following Section 5.2 does not apply to you. Carpfish Creative LLC and/or its affiliated companies will issue an invoice or credit memo for any payment of Fees or refund made to or by Carpfish Creative LLC (“Invoice”). Each Invoice will be issued in electronic form and based on the country stated in your billing address and will be made available to you via your User Account and/or by e-mail. For the purpose of issuing the Invoice, you may be required to furnish certain Personal Information (as such term is defined in the Privacy Policy) in order to comply with local laws. Please note that the Invoice presented in your User Account may be inadequate with your local law requirements, and in such case may be used for pro forma purposes only. 5.3. Subscription Auto-Renewals In order to ensure that you do not experience any interruption or loss of services, certain Paid Services include an automatic renewal option by default, according to which, unless you turn off the auto-renewal option is turned off by you or your Reseller, such Paid Services will automatically renew upon the end of the applicable subscription period, for a renewal period equal in time to the original subscription period (excluding extended periods) and, unless otherwise notified to you, (by Carpfish Creative LLC or your Reseller), at the same price (subject to applicable Taxes changes and excluding any discount or other promotional offer provided for the first period) (“Renewing Paid Services”). For example, if the original subscription period for a Service is one month, each of its renewal periods (where applicable) will be for one month. Accordingly, where applicable and as for Fees paid directly to Carpfish Creative LLC, Carpfish Creative LLC will attempt to automatically charge you the applicable Fees using the Stored Card, within up to two (2) weeks before such renewal period commences. In the event of failure to collect the Fees owed by you, we may in our sole discretion (but shall not be obligated to) retry to collect at a later time, and/or suspend or cancel your User Account, without further notice. If your Renewing Paid Service is subject to a yearly or multiple-year subscription period, Carpfish Creative LLC will endeavor to provide you a notice prior to the renewal of such Paid Service at least thirty (30) days in advance of the renewal date. By entering into these Terms of Use and by purchasing a Renewing Paid Service, you acknowledge and agree that the Renewing Paid Service shall automatically renew in accordance with the above terms. You (or the Reseller from which you purchase the Paid Services) may turn off the auto-renewal option for Renewing Paid Services at any time via your User Account or by visiting Carpfish Creative LLC Help Center . Certain domains are subject to a different renewal policy as detailed at Web.com Reseller Domain Name Registration Agreement and Tucows Reseller Domain Name Registration Agreement , as applicable. Notwithstanding anything to the contrary in the foregoing, you are, and shall be, solely responsible to verify and ensure the successful renewal of the Carpfish Creative LLC Services you use (whether or not such Carpfish Creative LLC Services are subject to automatic subscription renewals). Accordingly, you shall be solely responsible with respect to any discontinuation of any Carpfish Creative LLC Services previously purchased by you, including due to a cancellation, failure to charge the applicable recurring Fees, or due to any Carpfish Creative LLC Services not being subject to automatic subscription renewals. You acknowledge and agree that you shall not have any claims against Carpfish Creative LLC in relation to the discontinuation of any Carpfish Creative LLC Services or Third Party Services, for whatever . 5.4. Money-Back Guarantee If you are a Reseller User, and you pay the Reseller and not directly to Carpfish Creative LLC, Section 5.4 does not apply to you. If you are not happy with your initial purchase of a Premium Plan, you may provide notice of cancellation for any reason within fourteen (14) days of having first ordered or activated such Premium Plan (the “Refund” and “Refund Period”). The Refund is applicable only to the initial purchase of a Premium Plan which is an upgrade of a free website. The Refund is not applicable to any additional purchases, upgrades, modifications or renewals of Carpfish Creative LLC Services. If you reside in a jurisdiction that requires a longer Refund Period, we will accommodate such requirements in accordance with all applicable laws. If Carpfish Creative LLC receives such notice within the Refund Period, Carpfish Creative LLC will refund to you the amount Carpfish Creative LLC charged you for such Carpfish Creative LLC Services, in the currency you were originally charged in, and cancel the services accordingly. Please note that the Refund amount may be different than the amount you were charged due to currency changes and third-party fees. Carpfish Creative LLC will not be responsible for any differences caused by a change of currency exchange rates or fees you were charged by third parties. After the Refund Period, the Fees paid by you will be non-refundable and non-cancellable. In addition, if we find that a notice of cancellation has been given by a User in bad faith or in an illegitimate attempt to avoid payment for services actually received, we reserve our right to still charge the User for any Carpfish Creative LLC Services actually received, as permitted by the applicable law. Please note: Certain services purchased on or through the Carpfish Creative LLC Services may be non-refundable altogether. These include Third Party Services such as domains, business tools and applications. The terms of each purchased service or application are indicated on the Carpfish Creative LLC Website and/or as part of or during the process of purchasing such services or applications. It is your responsibility to verify the ability to cancel a service prior to its purchase. Carpfish Creative LLC will not refund any amounts paid for non-refundable Paid Services, applications or Third Party Services. We are happy to offer a 14-day money-back guarantee for our monthly or annual paid services when first purchased. This may be extended according to the law. If you are a Reseller User and pay the Reseller, this Section does not apply to you. Please carefully check the terms of each service before buying, since some services are non-refundable. 5.5. Chargebacks If at any time, we record a decline, chargeback or other rejection of a charge of any payable Fees due directly to Carpfish Creative LLC, on your Carpfish Creative LLC account (“Chargeback”), this will be considered as a breach of your payment obligations hereunder, and your use of the Carpfish Creative LLC Services may be automatically disabled or terminated. In the event a Chargeback is performed, your User Account may be blocked without the option to re-purchase or re-use it, and any data contained in such User Account, including any domains, applications and Third Party Services may be subject to cancellation and Capacity Loss (as defined in Section 6.3 below). Your use of the Carpfish Creative LLC Services will not resume until you re-subscribe for any such Carpfish Creative LLC Services, and pay any applicable Fees in full, including any fees and expenses incurred by Carpfish Creative LLC and/or any Third Party Services for each Chargeback received (including Fees for Carpfish Creative LLC Services provided prior to the Chargeback, handling and processing charges and fees incurred by the payment processor). If you have any questions or concerns regarding a payment made by you to Carpfish Creative LLC, we encourage you to first contact our Customer Support team before filing a Chargeback or reversal of payment, in order to prevent the Carpfish Creative LLC Services from being canceled and your User Account being blocked, and to avoid the filing of an unwarranted or erroneous Chargeback, which may result in your being liable for its applicable Fees, in addition to re-payment of all the Fees applicable to the Carpfish Creative LLC Services purchased (and charged-back) by you. We reserve our right to dispute any Chargeback received, including by providing the relevant credit card company or financial institution with any information and documentation proving that the User responsible for such Chargeback did in fact authorize the transaction and received or made use of the services rendered thereafter. 6. Cancellation 6.1. Cancellation by User You may discontinue to use and request to cancel your User Account and/or any Carpfish Creative LLC Services at any time, in accordance with the instructions available on the Carpfish Creative LLC Services. The effective date and time for such cancellation shall be the date and time on which you have completed the cancellation process on the Carpfish Creative LLC Services, and the effective date for cancellation of Paid Services shall be at the end of such Paid Services’ subscription period. Notwithstanding the aforesaid, any Paid Service (including Renewing Paid Services) purchased from a Reseller are subject to such cancellation terms as agreed between you and your Reseller. Notwithstanding anything to the contrary in the foregoing, with respect to subscriptions to Renewing Paid Services, such subscriptions will be discontinued only upon the expiration of the respective period for which you have already made payment. Please note that as the cancellation process may take a few days, in order to avoid the next automatic renewal and respective charge, the cancellation request should be made - if purchased directly from Carpfish Creative LLC, at least fourteen (14) days prior to the expiration of the then-current service period, and if purchased and paid for to, a Reseller - pursuant to the provisions of your agreement with the Reseller. For more information about canceling the Paid Services you purchased from Carpfish Creative LLC, please visit Carpfish Creative LLC Help Center . For information about canceling Paid Services you purchased from a Reseller, please contact your Reseller. 6.2. Cancellation by Carpfish Creative LLC Failure to comply with any of the Carpfish Creative LLC Terms and/or to pay any due Fee shall entitle Carpfish Creative LLC, among other things, to suspend (until full payment is made) or cancel your User Account and User Platform (or certain features thereof), as well as the provision of any related Carpfish Creative LLC Services (e.g., Paid Services) or Third Party Services to you. If you open a User Account via a Reseller or purchase Paid Services from a Reseller, then Carpfish Creative LLC is entitled to suspend, terminate or block access to your User Account and User Platform (or certain features thereof) as well as to the provisioning of any related Carpfish Creative LLC Services or Third Party Services to you, also if: (a) Carpfish Creative LLC is requested to do so by your Reseller; or if (b) Reseller fails to pay Carpfish Creative LLC any amounts due to Carpfish Creative LLC pursuant to the Reseller Agreement. You consent to these suspension and termination rights and acknowledge and agree that Carpfish Creative LLC shall have no liability to you of any kind with respect to any such suspension or termination. Your sole recourse with respect to any such suspension or termination shall be against the Reseller. 6.3. Loss of Data, Content and Capacity If your User Account or any Carpfish Creative LLC Services or Third Party Services related to your User Account are canceled (whether at your request or at Carpfish Creative LLC’s discretion), it may cause or result in the loss of certain content, features, or capacity of your User Account, including any User Content, End User data or other usage data retained therein, and including any domain name reservation or registration that was included in such Services (“Capacity Loss”). Carpfish Creative LLC shall not be liable in any way for such Capacity Loss, or for saving a backup of your User Account, User Content or End User data. Please also note that additional Fees may apply to re-activation of a User Account and/or any Carpfish Creative LLC Services following their cancellation, as determined by Carpfish Creative LLC in its sole discretion. Following the termination of your User Account or User Platform, Carpfish Creative LLC reserves the right to delete all data in the normal course of operation. Data cannot be recovered once your User Account or User Platform is terminated. 7. E-Commerce 7.1. General The Carpfish Creative LLC Services also include certain features which enable you to sell goods, content, media, event tickets and services through your User Platform (“User Products”, and collectively with Carpfish Creative LLC Services – “E-Commerce”). You are solely responsible for your User Products and E-Commerce related activities, and any promotions and related Content contained or referred to in your User Platform, and compliance with any laws applicable thereto. We are merely providing the platform for you to manage your online E-Commerce activities. We are not involved in your relationship and/or any transaction with any actual or potential buyer of your User Products. When someone purchases your User Products, the payments for such transactions will be processed through Carpfish Creative LLC Payments or through a third-party payment service provider (“Payment Provider(s)”). 7.2. Payment Providers You acknowledge and agree that Carpfish Creative LLC Payments (if available in your country) will be your default payment provider. The Carpfish Creative LLC Payments account shall be governed by the Carpfish Creative LLC Payments Terms of Service , which are hereby incorporated by reference. Please read these terms of use service prior to publishing your site and accepting payments. In addition, subject to territorial restrictions, you may accept payments with Apple Pay. By using Apple Pay, you accept and agree to the Apple Pay Platform Web Merchant Terms and Conditions. The processing of payments by other Payment Providers shall be governed by such Payment Provider’s terms of service. We are neither a party to nor are responsible in any way for your relationship with any such Payment Providers, or for the actions of any of these Payment Providers. 7.3. Events Depending on your plan, Carpfish Creative LLC may charge you service fees for event tickets sold through your site. You hereby agree to pay such fees, as required by Carpfish Creative LLC, and authorize Carpfish Creative LLC to instruct its payment processing partners or your Payment Provider, as applicable, to deduct such fees from your relevant transactions, or to otherwise collect such fees. 7.4. E-Commerce Acknowledgments and Warranties By using any of our E-Commerce features, you acknowledge, warrant and agree that: you are solely and fully responsible for all Taxes and fees of any nature associated with your E-Commerce activities, including any Taxes related to the purchase or sale of the User Products, and to collect, report and remit the correct amounts to the appropriate authorities and/or inform your End Users of such and provide them with a duly issued invoice as required by law; any Taxes indicated by the E-Commerce features provided to you by Carpfish Creative LLC are solely provided for illustration purposes only, and may not be relied on in any way; you are responsible for and bear all costs of procuring and delivering your User Products, and for providing them in a safe and professional manner, consistent with industry standards; you are solely responsible for any and all statements and promises you make and for all assistance, warranty and support regarding the User Products, and shall provide true contact information on your User Platform for any questions, complaints or claims; and you may not offer or sell any User Products, or provide any information, Content or material regarding User Products, which may be deemed hazardous, counterfeit, stolen, fraudulent, offensive or abusive; which are prohibited for sale, distribution or use; or which otherwise fail to comply with any applicable laws, including with respect to consumer rights, intellectual property or privacy rights, product safety, trade regulations and sanctions, support, maintenance and export; and – Carpfish Creative LLC may, at any time and at its sole discretion, suspend, disable access to or remove your User Platform and/or any User Products - whether or not incorporated, published with or made a part of your User Platform at such time, without any liability to you or to any End Users, including for any Capacity Loss resulted therefrom. 8. Video Services As part of the Carpfish Creative LLC Services, Carpfish Creative LLC may provide video services (such as Carpfish Creative LLC Video or Carpfish Creative LLC Pro Gallery) for managing videos on User Platforms (the "Video Services"). The use of the video services for your User Platform, may require that you receive a license to use certain patents from MPEG–LA (the "License"). It is your own exclusive responsibility to decide whether your activity requires a License and to obtain it. Information about the License can be obtained from Carpfish Creative. In addition to the aforesaid and in Section 13 of these Terms of Use and without any limitation of liability, you shall fully indemnify, defend and hold Carpfish Creative LLC its officers, directors, shareholders, employees, affiliates and agents, harmless from any and all damages and costs, obligations, losses, liabilities debt and expenses (including attorneys’ fees), as accrued, that arise out of or are related to infringement and/or misuse of the patent pool under the MPEG-LA consortium. If your needs require a more inclusive plan than those regularly offered by us, please contact our support team at: hr@carpfishcreative.com . 9. Third Party Services The Carpfish Creative LLC Services enable you to engage, connect, further develop and procure certain third-party services, products and tools for enhancing your User Platform and your overall user experience, including, without limitation, domain registrars from which you may purchase a domain name for your User Website, third party applications and widgets offered via the Carpfish Creative LLC Website (including the Carpfish Creative LLC App Market), third party Licensed Content, media distribution services, E-Commerce Payment Providers, sellers of tangible products, third party designers who may assist you with your User Platform, external databases, code packages, etc. (collectively, “Third-party Services”). You acknowledge and agree that regardless of the manner in which such Third Party Services may be offered to you (bundled or integrated within certain Carpfish Creative LLC Services, offered separately by Carpfish Creative LLC or persons certified or authorized by Carpfish Creative LLC, connected independently by you or otherwise offered anywhere on the Carpfish Creative LLC Services), Carpfish Creative LLC merely acts as an intermediary platform between you and such Third Party Services, and does not in any way endorse any such Third Party Services, or shall be in any way responsible or liable with respect thereto. Carpfish Creative LLC will not be a party to, or in any way be responsible for monitoring, any interaction or transaction between you and any Third-party Services. You acknowledge that such services may require the payment of additional amounts to Carpfish Creative LLC and/or to the providers of such Third-Party Services. Any and all use of such Third-party Services shall be done solely at your own risk and responsibility and may be subject to such legal and financial terms which govern such Third Party Services, which you are encouraged to review before engaging with them. If you use third-party services, tools, code, algorithms, databases, products, software or goods while using our Services, you declare that you act in compliance with their terms of use. For example, if you use YouTube while using the Services, you must comply with the applicable YouTube terms and its privacy policy as in the effective version as of the date of use of such services. While we hope to avoid such instances, Carpfish Creative LLC may, at any time and at its sole discretion, suspend, disable access to or remove from your User Account, User Platform(s) and/or the Carpfish Creative LLC Services, any Third Party Services – whether or not incorporated with or made part of your User Account and/or User Platform(s) at such time – without any liability to you or to any End Users. 11. Misconduct and Copyrights 11.1. Misconduct and Abuse When using Carpfish Creative LLC Services, you may be exposed to User Platforms, User Content or Third Party Services from a variety of sources, which may be inaccurate, offensive, objectionable or illegal. You hereby waive any legal or equitable rights or remedies you have or may have against Carpfish Creative LLC with respect thereto. If you believe a User or any Third Party Services acted inappropriately or otherwise misused any of the Carpfish Creative LLC Services, please immediately report such User and/or Third Party Service to us via this form. You agree that your report shall not impose any responsibility or liability upon Carpfish Creative LLC, and that Carpfish Creative LLC may consider such report and act upon it, refrain from taking any such action or require additional information or documents before doing so, at its sole discretion. #ItsThatEasy If you witness or experience any misconduct or abusive behavior by anyone using our services, please let us know. 11.2. Copyrights Carpfish Creative LLC acts in accordance with its interpretation of the Digital Millennium Copyright Act (“DMCA”). If you believe that your work has been copied or was otherwise used in a way that constitutes copyright infringement, you may notify us of such infringement via hr@carpfishcreative.com or otherwise provide the following information in writing to our designated Copyright Agent: (1) the contact details of the person authorized to act on behalf of the owner of the copyright; (2) a description of the copyrighted work that you claim has been infringed; (3) a description of the material that you claim to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information sufficient to permit Carpfish Creative LLC to locate the material (including URL address); (4) a statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (5) a statement that the information in the notification is accurate and, under penalty of perjury, that you are the copyright owner or are authorized to act on behalf of the owner of a copyright that is allegedly infringed. Carpfish Creative LLC’s Copyright Agent can be reached at the following address: carpfishcreative.com Inc. 3310 Greenbrier St St. Paul, MN 55127 Attn: Copyright, HR Telephone Number: 1-612-584-9848 E-mail: hr@carpfishcreative.com In the event that Carpfish Creative LLC receives notice regarding a copyright infringement related to your User Platform or User Website, it may cancel your User Account, take your User Platform down or remove any Content in its sole discretion, with or without prior notice to you. In such case, you may file a proper counter-notice in accordance with Section 512 of the DMCA, in which you must include: (1) your full name, address, phone number and physical or electronic signature; (2) identification of the material and its location before removal; (3) a statement under penalty of perjury that the material was removed by mistake or misidentification; (4) your consent to an appropriate judicial body; and (5) any other information required under the relevant provisions of the DMCA. Any notices filed pursuant to this Section 9 may be deemed accepted, applicable and compliant with the DMCA, or not, at Carpfish Creative LLC’s sole reasonable discretion. Carpfish Creative LLC reserves the right to notify the person or entity providing the infringement notice of such counter-notice and provide any details included therein. 12. Disclaimer of Warranties We provide the Carpfish Creative LLC Services on an “As Is”, “with all faults” and “As Available” basis, without any warranties of any kind, including any implied warranties or conditions of merchantability, fitness for a particular purpose, workmanlike effort, non-infringement, or any other warranty – all to the fullest extent permitted by law. We specifically do not represent or warrant that the Carpfish Creative LLC Services (or any part, feature or Content thereof) are complete, accurate, of any certain quality, reliable or secure in any way, suitable for or compatible with any of your (or your End Users’) contemplated activities, devices, operating systems, browsers, software or tools (or that they will remain as such at any time), or comply with any laws applicable to you or your End Users (including in any jurisdiction in which you operate), or that their operation will be free of any viruses, bugs or other harmful components or program limitations. Moreover, we do not endorse any entity, product or service (including any Third Party Services) mentioned on or made available via the Carpfish Creative LLC Services – so please be sure to verify those before using or otherwise engaging them. Carpfish Creative LLC may, at its sole discretion (however it shall have no obligation to do so), screen, monitor and/or edit any User Platform and/or User Content, at any time and for any reason, with or without notice. Notwithstanding anything to the contrary in the foregoing, in no circumstances may Carpfish Creative LLC be considered as a “publisher” of any User Content, does not in any way endorse any User Content, and assumes no liability for any User Content uploaded, posted, published and/or made available by any User or any other party on and/or through the Carpfish Creative LLC Services, for any use by any party, or for any loss, deletion or damage thereto or thereof or any loss, damage, cost or expense that you or others may suffer or incur as a result of or in connection with publishing, accessing and/or relying on any User Content. Furthermore, Carpfish Creative LLC shall not be liable for any mistakes, defamation, libel, falsehoods, obscenity, pornography, incitement and/or any other unlawful and/or infringing User Content you or any other party may encounter. You acknowledge that there are risks in using the Carpfish Creative LLC Services and/or connecting and/or dealing with any Third Party Services through or in connection with Carpfish Creative LLC Services, and that Carpfish Creative LLC cannot and does not guarantee any specific outcomes from such use and/or interactions, and you hereby assume all such risks, liabilities and/or harm of any kind arising in connection with and/or resulting from such interactions. Such risks may include, among others, misrepresentation of information about and/or by Third Party Services and/or Licensed Content, breach of warranty and/or contract, violation of rights, and any consequent claims. Carpfish Creative LLC does not recommend the use of the Carpfish Creative LLC Services for hosting of personal content and shall not bear any security or integrity obligations or risks regarding breach or damage to any such content. Please note that certain Carpfish Creative LLC Services are currently offered in their BETA version, and undergoing BETA testing. In addition to the aforesaid, you understand and agree that certain Carpfish Creative LLC Services may still contain software bugs, suffer disruptions and not operate as intended or designated. Your use of the Carpfish Creative LLC Services at this BETA stage signifies your agreement to the above and to participate in such Carpfish Creative LLC Services’ BETA testing. We make no warranties regarding our services, including their quality, reliability, security, compatibility and conditions. We may monitor and edit your website and content. However, we are not to be considered a “publisher” of your content, we do not endorse your content, and will not be liable for any content used by you or anyone else. There are risks in using our services or anyone else’s services. You accept such risks. Some of our services are still in BETA, and may contain bugs or experience interruptions. 13. Limitation of Liability To the fullest extent permitted by law in each applicable jurisdiction, Carpfish Creative LLC, its officers, directors, shareholders, employees, affiliates and/or agents shall not be liable to you for any direct, indirect, incidental, special, punitive, exemplary or consequential damages whatsoever, including any damages resulting from (1) errors, mistakes, or inaccuracies of or in any content; (2) any personal injury or property damage related to your use of the Carpfish Creative LLC Services; (3) any unauthorized access to or use of our servers and/or any personal information and/or other information stored therein; (4) any interruption or cessation of transmission to or from the Carpfish Creative LLC Services; (5) the use or display of any Content or User Content posted, emailed, transmitted, or otherwise made available via the Carpfish Creative LLC Services; (6) events beyond the reasonable control of Carpfish Creative LLC, including any internet failures, equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, floods, storms, earthquakes, explosions, acts of God, war, terrorism, intergalactic struggles, governmental actions, orders of courts, agencies or tribunals or non-performance of third parties; and/or (7) loss of use, data, profits, goodwill, or other intangible losses, resulting from the use or the inability to use any or all of Carpfish Creative LLC Services. You acknowledge and agree that these limitations of liability are agreed allocations of risk constituting in part the consideration for Carpfish Creative LLC’s services to you, and such limitations will apply even if Carpfish Creative LLC has been advised of the possibility of such liabilities. 14. Indemnity You agree to defend, indemnify and hold harmless Carpfish Creative LLC, its officers, directors, shareholders, employees, affiliates and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs, debt and expenses (including attorneys’ fees) arising from: (1) your violation of any term of these Terms of Use or any other Carpfish Creative LLC Terms; (2) your violation of any third party right, including any copyright, access rights, property, or privacy right, resulting from your User Platform or User Content and/or your use of the Carpfish Creative LLC Services, including, without limitation, Carpfish Creative LLC Services’ actions for your benefit; and/or (3) any other type of claim that your User Platform and/or User Content caused damage to a third party. 15. General 15.1. Changes & Updates Carpfish Creative LLC reserves the right to change, suspend or terminate any of the Carpfish Creative LLC Services (or any features thereof, or prices applicable thereto), and/or cancel your access to any of the Carpfish Creative LLC Services (including removal of any materials created by you in connection with the Carpfish Creative LLC Services) for any reason and/or change any of the Carpfish Creative LLC Terms with or without prior notice - at any time and in any manner. You agree that Carpfish Creative LLC will not be liable to you or to any third party for any modification, suspension or discontinuance of those Carpfish Creative LLC Services (or materials, content or services created, developed or connected by you in connection with the Carpfish Creative LLC Services). If any such changes involve the payment of additional or higher Fees, we will provide you with a notice regarding such additional or higher Fees prior to enabling such specific changes. If you fail or refuse to pay such additional or higher Fees, we may (at our sole discretion) cancel your User Account (as further explained in Section 6 above), continue to support your then-current Carpfish Creative LLC Services without enabling such changes, or provide you with alternative Services. The Carpfish Creative LLC Terms, the rights and remedies provided hereunder, and any and all claims and disputes related hereto and/or to the Carpfish Creative LLC Services, their interpretation, or the breach, termination or validity thereof, the relationships which result from or pursuant to the Carpfish Creative LLC Terms, or any related transaction or purchase, shall be governed by, construed under and enforced in all respects solely and exclusively in accordance with the internal substantive laws of the State of Israel, without respect to its conflict of laws principles. Any and all such claims and disputes shall be brought in, and you hereby consent to them being decided exclusively by, a court of competent jurisdiction located in St. Paul, MN. The application of the United Nations Convention of Contracts for the International Sale of Goods is hereby expressly excluded. Subject to any applicable law, all disputes between you and Carpfish Creative LLC shall only be resolved on an individual basis and you shall not have the right to bring any claim against Carpfish Creative LLC as a plaintiff or a member of a class, consolidated or representative actions (or any other legal proceedings conducted by a group or by representatives on behalf of others). Notwithstanding anything to the contrary in this Section 15.2, if you are located in the United States of America, (i) the legal jurisdiction governing all aspects of the payment transaction contemplated by Section 5 between you and Carpfish Creative LLC will be the State of New York, without respect to its conflict of laws principles, and (ii) any and all claims and disputes related to such payment transaction contemplated by Section 5 shall be brought in, and you hereby consent to them being decided exclusively by, a court of competent jurisdiction located in New York, New York. 15.3. Notices We may provide you with notices in any of the following methods: (1) via the Carpfish Creative LLC Services, including by a banner or pop-up within the Carpfish Creative LLC Website, User Account, or elsewhere; (2) by an e-mail, sent to the e-mail address you provided us; (3) if you are a Reseller User then via your Reseller; and/or (4) through any other means, including any phone number or physical address you provided us. Carpfish Creative LLC’s notice to you or to your Reseller will be deemed received and effective within twenty-four (24) hours after it was published or sent through any of the foregoing methods unless otherwise indicated in the notice. 15.4. Relationship The Carpfish Creative LLC Terms, and your use of the Carpfish Creative LLC Services, do not, and shall not be construed to create any partnership, joint venture, employer-employee, agency, or franchisor-franchisee relationship between Carpfish Creative LLC and you. We may provide you (or your Reseller, if you are a Reseller User) with notices via our services, by e-mail or through any other contact means you provided us. Accepting these terms and services does not form a partnership or any special relationship between us. 15.5. Entire Agreement These Terms of Use, together with the Carpfish Creative LLC Terms and any other legal or fee notices provided to you by Carpfish Creative LLC, shall constitute the entire agreement between you and Carpfish Creative LLC concerning the subject matter hereof or thereof, and supersede any and all prior or contemporaneous agreements, understandings, promises, conditions, negotiations, covenants or representations, whether written or oral, between Carpfish Creative LLC and you, including those made by or between any of our respective representatives, with respect to any of the Carpfish Creative LLC Services. You further agree that you are not relying upon any promise, inducement, representation, statement, disclosure or duty of disclosure of Carpfish Creative LLC in entering into any of the Carpfish Creative LLC Terms. These terms (together with additional terms) shall constitute the sole and entire agreement between us. 15.6. Assignment Carpfish Creative LLC may assign its rights and/or obligations hereunder and/or transfer ownership rights and title in the Carpfish Creative LLC Services and/or Licensed Content to a third party without your consent or prior notice to you. You may not assign or transfer any of your rights and obligations hereunder without the prior written consent of Carpfish Creative LLC. Any attempted or actual assignment thereof without Carpfish Creative LLC’s prior explicit and written consent will be null and void. In any event, an assignment or transfer pursuant to this Section ‎15.6 shall not in itself grant either Carpfish Creative LLC or you the right to cancel any Carpfish Creative LLC Services or Third Party Services then in effect If you are a Reseller User, then your subscription with the Reseller with respect to your User Account or User Platform (or any part thereof) may be assigned to Carpfish Creative LLC. You agree that if your subscription (or any part thereof) to a Carpfish Creative LLC User Account or User Platform with the Reseller is assigned to Carpfish Creative LLC, your continued rights to access and use your User Account and User Platform will be subject to these Terms of Use, in their entirety (as may be amended from time to time) and you consent to the full application of these Terms of Use, including without limitation, the billing and payment provisions contained herein. You agree that following any such assignment, you shall, upon request by Carpfish Creative LLC, provide such information as is required to secure payment for any Paid Services commencing after such assignment. If you are a Reseller User your User Account may be assigned to Carpfish Creative LLC. In such a case, if you’d like to continue to use your User Account - you agree to be bound by Carpfish Creative LLC Terms of Use and to provide Carpfish Creative LLC with any required information to secure payment for any Paid Services you purchase. 15.7. Severability & Waivers If any provision of the Carpfish Creative LLC Terms is deemed by a court of competent jurisdiction to be invalid, unlawful, void, or for any reason unenforceable, then such provision shall be deemed severable and will not affect the validity and enforceability of the remaining provisions. No Waiver of any breach or default of any of the Carpfish Creative LLC Terms shall be deemed to be a waiver of any preceding or subsequent breach or default. 15.8. Interpretation These Terms of Use were written in English, and translated into other languages for your convenience. You may access and view other language versions by changing your Carpfish Creative LLC Website language settings. If a translated (non-English) version of these Terms of Use conflicts in any way with their English version, the provisions of the English version shall prevail. 15.9. Customer Service Contact To get in touch with our Customer Service - please use any of the options listed below: Go to Carpfish Creative LLC Help Center which is available at: hr@carpfishcreative.com . Have any questions or suggestions? we’d love to hear them!

  • Carpfish Creative - Expert Procurement Services & Contract Negotiation

    Discover expert procurement services for businesses and vendors, emphasizing the contract negotiation process twice. Hardware & Software Procurement Procuring hardware and software for businesses is a strategic endeavor that aims to secure the essential technological resources required to streamline operations, boost productivity, and fulfill organizational objectives. This comprehensive process encompasses critical steps and considerations, including assessing specific needs, evaluating various options, and negotiating favorable terms. Our experienced brokers, alongside our talented creative network, are equipped to navigate each phase with expertise and efficiency, ensuring your business receives the best solutions tailored to its unique challenges. We do procurement for BOTH businesses and vendors. Hardware Procurement Hardware procurement focuses on acquiring physical devices essential for business operations: Needs Assessment: Identify current and future hardware requirements based on employee roles, software usage, and data storage needs. Supplier Selection: Research and shortlist vendors who can meet technical requirements and offer cost-effective solutions. Contract Negotiation: Establish beneficial relationships with suppliers, covering pricing, specifications, and delivery timelines. Examples of hardware components we broker include: Servers and storage systems, networking equipment Point of Sale and onsite ATMs Peripheral devices (printers, scanners) Security systems Digital Signage Need Gear for Your Events? We Got You... Software Procurement Software procurement involves acquiring digital tools and applications: Requirements Gathering: Engage stakeholders to understand specific software needs across departments. Vendor Evaluation: Research potential vendors, considering factors like functionality, compatibility, and support. RFP Process: Create and manage Requests for Proposals (RFPs) to find suitable vendors. Contract Negotiation: Negotiate terms, including pricing, service level agreements, and performance metrics. Goto Equipment Procurement Procurement. Done Right. Have Needs? We should Talk > From looking to get into the cannabis industry, to A-Z sourcing for your project needs (including project management) we got you covered. Request Assistance

  • Privacy | Carpfish Creative

    Carpfish Creative helps small/medium businesses with everyday solutions. From finding your business tax credits, payment processing, Point of Sale, cusotmer loyalty, marketing and a whole lot more! carpfishcreative.com Privacy Policy Effective from January 2, 2023 Welcome to carpfishcreative.com’s Privacy Policy 1. Please read carefully carpfishcreative.com cares deeply about the privacy of its visitors and users. To that end, this Privacy Policy (“Privacy Policy”) describes how carpfishcreative.com Ltd., together with its affiliated companies worldwide (“Carpfish Creative LLC”, “we”, “our”, or “us”), collect, use, and share your Personal Information, as well as an explanation of the data rights you may have in that Personal Information. This Privacy Policy applies to all Carpfish Creative LLC users, including unregistered visitors, registered users, and premium users (collectively, “Users”, “you”, or “your”), and to all Carpfish Creative LLC services, including our websites (including www.carpfishcreative.com and any of its subdomains, the “Website”), web applications (“Carpfish Creative LLC Apps”), mobile applications (“Mobile Apps”), and related services (collectively, the “Services”). This Privacy Policy is not intended to override the terms of any contract you have with us, nor any rights you may have under other applicable data privacy laws. Before accessing or using our Services, please read this policy and make sure you fully understand our practices in relation to your Personal Information. If you read and fully understand this Privacy Policy and remain opposed to our practices, you must immediately leave and discontinue all use of any of our Services. This policy describes our privacy practices – what Personal Information we collect about our Users, what we do with it, how we share it, and your rights regarding that Personal Information. By accessing or using any of our Services, you acknowledge that you have read this Privacy Policy. 2. What ‘Personal Information’ do we collect? 2.1. User information: To provide you with the Services, we must collect Personal Information relating to an identified or identifiable natural person (“Personal Information”). We collect Personal Information you provide us, from your use of the Services, and from other sources. Here are the types of Personal Information we collect about you: Information you provide us. When you register for our Services, sign up for any Carpfish Creative LLC events, subscribe to our blog(s) or newsletter(s), purchase and/or register domain names, use any of our Services; and/or when you contact us directly by any communication channel (e.g., Carpfish Creative LLC’s support tickets, emails), you may provide us Personal Information, such as name, email address, phone number, payment information (for Users with Paid Services), information you include in your communications with us and with other users on our platform, and Personal Information contained in scanned identification documents (such as an ID card, driver’s license, passport, or official company registration documents). Information we collect when you use the Services. When you visit, download, and/or use any of our Services, we may collect aggregated usage Personal Information, such as Visitors’ and Users’ browsing and ‘click-stream’ activity on the Services, session heatmaps and scrolls, non-identifying Personal Information regarding the Visitor’s or User’s device, operating system, internet browser, screen resolution, language and keyboard settings, internet service provider, referring/exit pages, date/time stamps, etc Information we collect from other sources. We may receive Personal Information about you from third-party sources, such as i) security providers, fraud detection and prevention providers for example to help us screen out users associated with fraud, ii) social media platforms, when you log-in or sign-up using your social media account, we may receive Personal Information from that service (e.g., your username, basic profile Personal Information) and in some cases, we may collect Personal Information from lead enhancement companies which help us to improve our service offering; iii) advertising and marketing partners to monitor, manage and measure our ad campaigns. 2.2. Users of users ‘Personal Information. We may also collect Personal Information about visitors and users of our Users’ websites or services (“Users-of-Users”), solely for and on our Users’ behalf (as further described in Section ‎6 below). 2.3. Carpfish Creative LLC job applicant information We also collect information that is provided to us by Carpfish Creative LLC job candidates (“Applicants”), when they apply to any of the open positions published at https://www.carpfishcreative.com/jobs , by e-mail or otherwise (as further described in our Privacy Policy for Job Applicants ). 3. Why do we collect such ‘Personal Information’ We use your Personal Information for the following purposes: To provide and operate the Services; .To further develop, customize, expand, and improve our Services, based on Users’ common or personal preferences, experiences and difficulties; To provide our Users with ongoing customer assistance and technical support; To be able to contact our Users with general or personalized service-related notices and promotional messages (as further detailed in Section 8 below); To help us to update, expand, and analyze our records to identify new customers; To facilitate, sponsor, and offer certain contests, events, and promotions, determine participants’ eligibility, monitor performance, contact winners, and grant prizes and benefits; To analyze our performance and marketing activities; To create aggregated statistical data and other aggregated and/or inferred information, which our business partners may use to provide and improve our respective services; To provide you with professional assistance. To enhance our data security and fraud prevention capabilities, and To comply with any applicable laws and regulations. We may use techniques like “machine learning” (European law refers to this as “automated decision-making”) to help us improve our services. When we use machine learning, we either: (i) still have a human being involved in the process (and so are not fully automated); or (ii) use machine learning in ways that don’t have significant privacy implications (for example, reordering how applications might appear when you visit the Carpfish Creative LLC App Market). We may also use machine learning to help us monitor, identify, and suspend accounts sending spam or engaging in other abusive or fraudulent activity. We use your Personal Information for the purposes set out in Section 3, where: Our use of your Personal Information is necessary to perform a contract or to take steps to enter into a contract with you (e.g. to provide you with a website builder, to provide you with our customer assistance and technical support); Our use of your Personal Information is necessary to comply with a relevant legal or regulatory obligation that we have; or Our use of your Personal Information is necessary to support legitimate interests and business purposes (for example, to maintain and improve our Services and the effectiveness of Carpfish Creative LLC by identifying technical issues), provided it is conducted in a way that is proportionate and that respects your privacy rights. 4. How we share your ‘Personal Information.’ We may share your Personal Information with service providers and others (or otherwise allow them access to it) in the following manners and instances: Third Party Service Providers: Carpfish Creative LLC has partnered with a number of selected service providers, whose services and solutions complement, facilitate, and enhance our own. These include hosting and server co-location services, communications and content delivery networks (CDNs), data and cyber security services, billing and payment processing services, domain name registrars, fraud detection and prevention services, web analytics, e-mail distribution and monitoring services, session recording and remote access services, performance measurement, data optimization and marketing services, content providers, and our legal and financial advisors (collectively, “Third Party Service Provider(s)”). Carpfish Creative LLC may share the following categories of Personal Information with Third Party Service Providers for a business purpose: identifiers, including name, alias, postal address, unique personal identifier, online identifier, internet protocol address, email address, account name, or other similar identifiers. Commercial Personal Information, for example, Personal Information regarding products or services purchased, obtained, or considered. 4.1. We may share the Personal Information of our Users and Users-of-Users with various third parties, including certain service providers and law enforcement officials. The Personal Information may be shared solely in accordance with this policy. Law Enforcement, Legal Requests and Duties: Carpfish Creative LLC may disclose or otherwise allow access to any categories of your Personal Information described in this Privacy Policy pursuant to a legal request, such as a subpoena, legal proceedings, search warrant or court order, or in compliance with applicable laws, if we have a good faith belief that the law requires us to do so, with or without notice to you. 4.2. Protecting Rights and Safety: Carpfish Creative LLC may share any categories of your Personal Information described in this Privacy Policy if we believe in good faith that this will help protect the rights, property or personal safety of Carpfish Creative LLC, any of our Users, any Users-of-Users, or any member of the general public, with or without notice to you. 4.3. Carpfish Creative LLC Subsidiaries and Affiliated Companies: We may share your Personal Information internally within our family of companies, for the purposes described in this Privacy Policy. For example, we may share your Personal Information with Carpfishcreative.com Inc., our US-based subsidiary, in the course of facilitating and providing you (and your Users-of-Users) with our Services. Sharing Personal Information by Carpfish Creative LLC subsidiaries and affiliated companies in the European Union, the United Kingdom, and Switzerland with Carpfish Creative LLC’s subsidiaries located outside these regions will only take place under an approved transfer mechanism, such as the relevant Standard Contractual Clauses. 4.4. In connection with a change in corporate control: In addition, should Carpfish Creative LLC or any of its affiliates undergo any change in control, including by means of merger, acquisition or purchase of substantially all of its assets, your Personal Information may be shared with the parties involved in such event. 4.5. Upon Your Further Direction: The Carpfish Creative LLC Services enable you, through different techniques, to engage and procure various third party services, products and tools for enhancing your web or mobile sites, including, without limitation, applications and widgets offered to you by third parties through the Carpfish Creative LLC Website (including the Carpfish Creative LLC App Market), eCommerce payment providers, third party designers who may assist you with your website, etc. (collectively, “Third Party Services”). If you choose to engage with such Third Party Services, they may have access to and process Personal Information of your Users-of-Users collected through your web or mobile sites. For example: a) Framed Pages: our Services may enable you to integrate Third Party Services directly into your web or mobile sites, such as via page framing techniques to serve content to or from Third Party Services or other parties (“Frames”). In these circumstances, the Third Party Services may collect Personal Information from your Users-of-Users. b) App Market Developers: We allow third-party developers (“Third Party Developer(s)”) to develop and offer their own applications via the Carpfish Creative LLC App Market (“Third Party App(s)”) to Users, which you may integrate into your web or mobile sites. Each Third Party Developer is bound by the Carpfish Creative LLC App Market Partner Agreement, which, among other things, restricts how such developers may access, store, share, and use the Personal Information you and/or your Users-of-Users provide to them. c) Social Media Features: Our Services may enable you to integrate certain Social Media features, widgets, and single sign-on features, such as “Facebook Connect,” or “Google Sign-in” (“Social Media Features”) into your web or mobile sites. These Social Media Features may collect certain Personal Information from your Users-of-User,s such as identifiers, including name, alias, unique personal identifier, online identifier, internet protocol address, email address, or other similar identifiers. Social Media Features are hosted either by a third party or directly on our Services. Please note that in the examples listed above in this Section 4.6, Carpfish Creative LLC merely acts as an intermediary platform allowing you to procure the services of such Third Party Services (including, but not limited to, Third Party Developers, Third Party Apps, and Social Media Features) with which you are interacting directly, and at your discretion. In this respect, Carpfish Creative LLC acts as a service provider to you, disclosing information to the Third Party Services on your behalf. Carpfish Creative LLC will share your Users-of-Users’ Personal Information with Third Party Services only upon your direction or with your permission and is not, and shall not be, in any way responsible for such Third Party Services' processing of such Personal Information, or liable with respect thereto. Carpfish Creative LLC does not control and is not responsible for the actions or policies of any Third Party Service, and your use of any Third Party Service is at your own risk. We encourage you to review any privacy policy accompanying a third-party service and ask such third-party service for any clarifications you may need before deciding to install and/or use their services. 5. Where do we store/process your ‘Personal Information’? Carpfish Creative LLC processes data about individuals across the world and may transfer your Personal Information outside of your country. Your security, privacy, and confidentiality are our top priority, and that's why Carpfish Creative LLC conducts a vetting process that includes an assessment of the privacy laws in those countries to validate that they have strong data protection laws. 5.1. User's personal information is controlled by carpfishcreative.com Ltd. in Israel, which the European Commission considers as a country offering an adequate level of protection for the Personal Information of E.U. Member State residents (see here ). 5.2. If you are in Europe, the U.K., or Switzerland, when we transfer your Personal Information to a location outside of Europe, We will make sure that (i) there is a level of protection deemed adequate by the European Commission or (ii) that the relevant Standard Contractual Clauses are in place (i.e., the applicable module of the Standard Contractual Clauses for the transfer of personal data to third countries pursuant to Regulation (E.U.) 2016/679 of the European Parliament and of the Council from June 4, 2021, as available here , and the ICO’s International Data Transfer Addendum to the E.U. Commission Standard Contractual Clauses version B1.0, in force from 21 March 2022, as it is revised under Section ‎‎18 of its Mandatory Clauses). 5.3. We may store and process Personal Information in the USA, Europe, Israel, or other jurisdictions, whether by ourselves or with the help of our affiliates and service providers. Carpfish Creative LLC’s data storage providers are contractually committed to protecting and securing your data. Among other things, Carpfish Creative LLC will ensure that there is an adequate level of protection or that relevant Standard Contractual Clauses are in place for the international transfer of our EU users’ data. When Carpfish Creative LLC transfers E.U. Personal Information to a third country that the European Commission did not find would adequately protect your information, Carpfish Creative LLC ensures that it has taken additional measures to comply with the European data protection laws. Privacy Shield Certification: Carpfish Creative LLC and its affiliates, including DeviantArt Inc., participate in, and have certified its compliance with, the E.U.-U.S. Privacy Shield Framework and the Swiss-U.S. Privacy Shield Framework. To learn more about the Privacy Shield Framework, visit the U.S. Department of Commerce’s Privacy Shield List here . With respect to Personal Information received or transferred pursuant to the Privacy Shield Framework, carpfishcreative.com is subject to the regulatory enforcement powers of the U.S. Federal Trade Commission (FTC). In compliance with the Privacy Shield Principles, carpfishcreative.com commits to resolving complaints about our collection or use of your personal information. E.U. and Swiss individuals with inquiries or complaints regarding our Privacy Shield policy should first contact us at: privacy@carpfishcreative.com . carpfishcreative.com has further committed to refer unresolved Privacy Shield complaints to an alternative dispute resolution provider located in the United States. If you do not receive timely acknowledgment of your complaint from us, or if we have not addressed your complaint to your satisfaction, you may - under certain conditions described on the Privacy Shield website - invoke binding arbitration when other dispute resolution procedures have been exhausted. If you have an unresolved privacy or data use concern that we have not satisfactorily addressed, please contact our U.S.-based third-party dispute resolution provider at https://feedback-form.truste.com/watchdog/request for more information or to file a complaint. The services are provided at no cost to you. For the avoidance of doubt, Carpfish Creative LLC does not rely on the Privacy Shield as a mechanism for transferring GDPR protected personal data. Currently, Carpfish Creative LLC only rely on other transfer mechanisms, as detailed above, such as the SCC or an adequacy decision. 6. Users-of-users’ ‘Personal Information.’ Carpfish Creative LLC may collect, store, and process certain Personal Information of Users-of-Users (“Users-of-Users Information”), solely on our Users’ behalf and at their direction. For example, each of our Users is able to import their email contacts from third-party services like Gmail, or otherwise collect and manage contacts via their User Website. Such contacts are then stored with Carpfish Creative LLC, on the User’s behalf. For such purposes, Carpfish Creative LLC serves and shall be considered as a “Processor” and not as the “Controller” (as both such capitalized terms are defined in the European Union General Data Protection Regulation (“GDPR”)) of such Users-of-Users Information. The Users controlling and operating such User Websites shall be considered as the “Controllers” of such Users-of-Users Information, and are responsible for complying with all laws and regulations that may apply to the collection and control of such Users-of-Users Information, including all privacy and data protection laws of all relevant jurisdictions. The Processing of the Users-of-users’ Personal Information shall take place within the territory of the European Union, Israel or a third country, territory or one or more specified sectors within that third country of which the European Commission has decided that it ensures an adequate level of protection and such processing and transfer will be in accordance to the Data Processing Addendum – Users (“DPA"). Any transfer to and Processing in a third country outside the European Union that does not ensure an adequate level of protection according to the European Commission, shall be conducted under an approved transfer mechanism, as detailed in the DPA. You are responsible for the security, integrity and authorized usage of Personal Information about Users-of-Users’, and for obtaining consents, permissions and providing any required data subject rights and fair processing notices required for the collection and usage of such Personal Information. Carpfish Creative LLC cannot provide legal advice to Users or their Users-of-Users, however we do recommend that all Users publish and maintain clear and comprehensive privacy policies on their User Websites in accordance with any applicable laws and regulations, and that all Users-of-Users carefully read those policies and make sure that they understand and, to the extent required by applicable law, consent to them. For more information on how Users-of-Users Personal Information may be handled by Carpfish Creative LLC (which may be relevant for any specific notice you provide to and/or consent you obtain from your Users-of-Users), please see Sections 4 , 12 and 13 . If you are a visitor, user or customer of any of our Users, please read the following: Carpfish Creative LLC has no direct relationship with Users-of-Users whose Personal Information it processes. If you are a visitor, user or customer of any of our Users, and would like to make any requests or queries regarding your Personal Information, please contact such User(s) directly. For example, if you wish to request to access, correct, amend, or delete inaccurate Personal Information processed by Carpfish Creative LLC on behalf of its Users, please direct your query to the relevant User (who is the “Controller” of such data). If Carpfish Creative LLC is requested by our Users to remove any Users-of-Users’ Personal Information, we will respond to such requests in a timely manner upon verification and in accordance with applicable law (for example, thirty (30) days under the GDPR). Unless otherwise instructed by our User, we will retain their Users-of-Users’ Personal Information for the period set forth in Section 12 below. Carpfish Creative LLC may collect and process Personal Information regarding the users of our users. We do this solely on our users’ behalf, and at their direction. Our users are solely responsible for their users-of-users information, including for its legality, security and integrity. Carpfish Creative LLC has no direct relationship with any of its users’ users. If you are a user-of-user, please contact the Carpfish Creative LLC site owner directly. 7. Use of cookies and other third-party technologies We and our Third Party Service Providers use cookies and other similar technologies (“Cookies”) in order for us to provide our Service and ensure that it performs properly, to analyze our performance and marketing activities, and to personalize your experience. You can learn more about how we use cookies and similar technologies and how you can exercise control over them in our Cookie Policy . Please note that we do not change our practices in response to a “Do Not Track” signal in the HTTP header from a browser or mobile application, however, most browsers allow you to control cookies, including whether or not to accept them and how to remove them. You may set most browsers to notify you if you receive a cookie, or you may choose to block cookies with your browser. We and certain third party services may use cookies and similar tracking technologies throughout our services. These technologies are used mostly for stability, security, functionality, performance and advertising purposes. 8. Communications from Carpfish Creative LLC 8.1. Promotional messages We may use your Personal Information to send you promotional content and messages by e-mail, text messages, notifications within our platform, marketing calls and similar forms of communication from Carpfish Creative LLC or our partners (acting on Carpfish Creative LLC’s behalf) through such means. If you do not wish to receive such promotional messages or calls, you may notify Carpfish Creative LLC at any time or follow the “unsubscribe” or STOP instructions contained in the promotional communications you receive. #ItsThatEasy We may send you promotional messages and content. You can easily opt-out of receiving promotional messages by contacting us or unsubscribing. 8.2. Service and billing messages Carpfish Creative LLC may also contact you with important information regarding our Services, or your use thereof. For example, we may send you a notice (through any of the means available to us) if a certain Service is temporarily suspended for maintenance; reply to your support ticket or e-mail; send you reminders or warnings regarding upcoming or late payments for your current or upcoming subscriptions; forward abuse complaints regarding your User Website; or notify you of material changes in our Services. It is important that you are always able to receive such messages. For this reason, you are unable to opt-out of receiving such Service and Billing Messages unless you are no longer a Carpfish Creative LLC User (which can be done by deactivating your account). We may also contact you with service and billing-related messages and content. You will not be able to opt-out of receiving such messages. 9. Your rights in relation to your ‘Personal Information’ Carpfish Creative LLC believes that it is imperative that all Carpfish Creative LLC users have control over their Personal Information. Therefore, depending on the way you use the Carpfish Creative LLC Services, you may have the right to request access to, receive a copy of, update, amend or delete, port certain Personal Information to another service, restrict, or object to certain uses of your Personal Information (for example, for direct marketing purposes). Further, when we rely on your consent for processing of your Personal Information (for instance, for direct marketing) you can withdraw your consent at any time, and such withdrawal will take effect from thereon. Carpfish Creative LLC will not charge you more if you exercise any of these rights and will continue to provide you with the same level of service. If you are a Carpfish Creative LLC user, you can access and correct a lot of your Personal Information directly through your account, or via online forms Carpfish Creative LLC makes available to you (as detailed below). You can also exercise your rights by sending your request to privacy@carpfishcreative.com, mailing it to Carpfish Creative LLC, 3310 Greenbrier St, St. Paul, MN 55127, or reaching out to our HR Department . When we receive your right request, we may take steps to verify your identity before complying with the request to protect your privacy and security. Before fulfilling your request, we may ask you for additional information in order to confirm your identity and for security purposes. We reserve the right to charge a fee where permitted by law (e.g. if your request is unfounded or excessive). You have the right to file a complaint with your local supervisory authority for data protection (but we still recommend that you contact us first). Please note that permanently deleting your Carpfish Creative LLC account erases all of your Personal Information from Carpfish Creative LLC's databases. After completing this process, you can no longer use any of your Carpfish Creative LLC Services, your account and all its data will be removed permanently, and Carpfish Creative LLC will not be able to restore your account or retrieve your data in the future. If you contact our support channels in the future, the system will not recognize your account and support agents will not be able to locate the deleted account. When it comes to your Personal Information you stored with us, you have the right to: access, receive a copy of, update, amend or delete your Personal Information, enjoy data portability (in certain cases) restrict, or object to certain uses of your Personal Information, withdraw consent you’ve given us before to processing. Just reach out to us by e-mail, mail or through our customer care team, or, when available, fill out our dedicated form. You may also correct and/or update your Personal Information through your user account, if you have one. You can also delete your Personal Information by deleting your entire account. We will respond to your requests within a reasonable timeframe. 10. Additional Information for California residents If you are a California resident using the Services, the California Consumer Privacy Act ("CCPA") grants you the right to request access to and deletion of the Personal Information Carpfish Creative LLC collects about you, as well as to request that we disclose how we collect, use, and share your Personal Information. California residents also have a right to opt-out of the sale of their Personal Information by a business and a right not to be discriminated against for exercising any of their rights under the CCPA. No sale of Personal Information. Carpfish Creative LLC does NOT sell (as such term is defined in the CCPA) your Personal Information or your customers’ (Users-of-Users) Personal Information to third parties, and Carpfish Creative LLC has not sold Personal Information in the twelve months prior to the effective date of this Privacy Policy. No Discrimination. Carpfish Creative LLC does not discriminate against any User for exercising their rights under the CCPA. California consumers can exercise their CCPA rights directly or through an authorized agent by signing in to their registered Carpfish Creative LLC account at carpfishcreative.com and following the instructions outlined below. Please note: in order to protect Users’ accounts and Personal Information and safeguard Users’ privacy rights, we verify Users’ deletion and access requests, and to that extent, we may ask you for additional information or documentation (depending on the case), such as account related information, and, in some cases, billing information used to purchase paid Services, and a copy of documents that can assist with verifying your identity. Such identification documentation (if requested) will be used only for verification purposes and we will delete it after your request is processed. The following instructions apply to Personal Information we may collect from California residents on or through our Services. Right to Know: If you want to exercise your right to know or receive a copy or access the Personal Information that you have stored with us, please follow the instructions provided in this Help Center article: <"Retrieving Your Carpfish Creative LLC Account Data" >, which explains how you can retrieve your Personal Information directly from within your Carpfish Creative LLC account. Alternatively, you can also submit a request to access your Personal Information through this web form , by submitting a request by email to privacy@carpfishcreative.com , or by mailing your request to Carpfish Creative LLC, 3310 Greenbrier St, St. Paul, MN 55127. Right to Deletion: If you want to exercise your right to request deletion of any of your Personal Information that you have stored with us, please follow the instructions provided in this Help Center article: <"Permanently Deleting Your Carpfish Creative LLC Account ">, which explains how to delete your Personal Information that you can access directly through your User account. You can also choose to submit a request to delete all your Personal Information (including information accessible via your User account and any other Personal Information we hold about you) through this web form , by submitting a request by email to privacy@carpfishcreative.com, or by mailing your request to Carpfish Creative LLC, 3310 Greenbrier St, St. Paul, MN 55127. Once we receive and verify your consumer request, we will delete your personal information from our records unless an exception applies. We will make reasonable efforts to honor your request promptly and consistent with requirements under applicable law. Please note that permanently deleting your Carpfish Creative LLC account erases all of your Personal Information from Carpfish Creative LLC's databases. After completing this process, you can no longer use any of your Carpfish Creative LLC Services, your account, and all its data will be removed permanently, and Carpfish Creative LLC will not be able to restore your account or retrieve your data in the future. Additionally, if you contact our support channels in the future, the system will not recognize your account, and support agents will not be able to locate the deleted account. If you cannot access your Carpfish Creative LLC account or if you wish to exercise your CCPA rights through an authorized agent operating on your behalf, you, or your authorized agent (as applicable) may send a request to privacy@carpfishcreative.com or reach out to our customer care department , including by requesting a callback from a customer care expert. To process your request, in order to protect Users’ accounts and Personal Information, we may ask you or your authorized agent for the verifying information detailed above, which may vary according to the circumstances of your request. Authorized agents will also need to provide Carpfish Creative LLC with a copy of the consumer’s signed authorization designating them as their agent. The rights described in this section may also apply to other U.S. States' residents, according to applicable laws and regulations. 11. Questions and complaints If you have any questions or concerns about our collection, use or disclosure of Personal Information, or if you believe that we have not complied with this Privacy Policy or applicable data protection laws, please contact us – our details are set out at the end of this Privacy Policy. Our HR team will investigate the complaint and determine whether a breach has occurred and what action, if any, to take. We take every privacy complaint seriously and will make all reasonable efforts to resolve your complaint promptly and in accordance with applicable law. You can file a complaint with your local supervisory authority for data protection at any time, however we recommend that you contact us first so we can try to resolve it. 12. Data retention We may retain your Personal Information (as well as your Users-of-Users’ Personal Information) for as long as your User Account is active, as indicated in this Privacy Policy, or as otherwise needed to provide you with our Services. We may continue to retain your Personal Information after you deactivate your User Account and/or cease to use any particular Services, as reasonably necessary to comply with our legal obligations, to resolve disputes regarding our Users or their Users-of-Users, prevent fraud and abuse, enforce our agreements and/or protect our legitimate interests. To determine the appropriate retention period for Personal Information, we consider the amount, nature, and sensitivity of such data, the potential risk of harm from unauthorized use or disclosure of such data, the purposes for which we process it, and the applicable legal requirements. 13. Security Carpfish Creative LLC has implemented security measures designed to protect the Personal Information you share with us, including physical, electronic and procedural measures. Among other things, we offer HTTPS secure access to most areas on our Services; the transmission of sensitive payment information (such as a credit card number) through our designated purchase forms is protected by an industry standard SSL/TLS encrypted connection; and we regularly maintain a PCI DSS (Payment Card Industry Data Security Standards) certification. We also regularly monitor our systems for possible vulnerabilities and attacks, and regularly seek new ways and Third Party Services for further enhancing the security of our Services and protection of our Visitors’ and Users’ privacy. Regardless of the measures and efforts taken by Carpfish Creative LLC, we cannot and do not guarantee the absolute protection and security of your Personal Information, your Users-of-Users’ Personal Information or any other information you upload, publish or otherwise share with Carpfish Creative LLC or anyone else. We encourage you to set strong passwords for your User Account and User Website, and avoid providing us or anyone with any sensitive Personal Information of which you believe its disclosure could cause you substantial or irreparable harm. Furthermore, because certain areas on our Services are less secure than others (for example, if you set your Support forum ticket to be “Public” instead of “Private”, or if you browse to a non-SSL page), and since e-mail and instant messaging are not recognized as secure forms of communications, we request and encourage you not to share any Personal Information on any of these areas or via any of these methods. If you have any questions regarding the security of our Services, you are welcome to contact us here . Carpfish Creative LLC values the security of our customers' Personal Information and we do everything in our power to protect it. However, as we can’t guarantee absolute protection – we encourage you to be careful, set a strong password for your account, and avoid submitting any sensitive information which, if exposed, could cause you major harm. 14. Third-party websites Our Services may contain links to other websites or services. We are not responsible for such websites’ or services’ privacy practices. We encourage you to be aware when you leave our Services and to read the privacy statements of each and every website and service you visit before providing your Personal Information. This Privacy Policy does not apply to such linked third party websites and services. Our Services may contain links to other websites or services. 15. Carpfish Creative LLC jobs applications Carpfish Creative LLC welcomes all qualified Applicants to apply to any of the open positions published at https://www.carpfishcreative.com/jobs , by sending us their contact details, CV, and other relevant information via the application form on our Website. 16. Public forums and user content Our Services offer publicly accessible blogs, communities and support forums. Please be aware that any Personal Information you provide in any such areas may be read, collected, and used by others who access them. To request removal of your Personal Information from our blogs, communities or forums, feel free to contact us here . In some cases, we may not be able to remove your Personal Information from such areas. For example, if you use a third party application to post a comment (e.g., the Facebook social plugin application) while logged in to your related profile with such third party, you must login into such application or contact its provider if you want to remove the Personal Information you posted on that platform. In any event, we advise against posting any Personal Information (via any means) you don’t wish to publicize. If you upload any user content to your User Account or post it on your User Website and provide it in any other way as part of the use of any Service, you do so at your own risk. We have put adequate security measures in place to protect your Personal Information. However, we cannot control the actions of other Users or members of the public who may access your User Content, and are not responsible for the circumvention of any privacy settings or security measures you or we may have placed on your User Website (including, for instance, password-protected areas on your User Website). You understand and acknowledge that, even after its removal by you or us, copies of User Content may remain viewable in cached and archived pages or if any third parties (including any of your Users-of-Users) have copied or stored such User Content. To clarify, we advise against uploading or posting any information you do not wish to be public. Avoid posting any Personal Information to any of the public areas on our Services, or to your own website, if you don’t want it to become publicly available. 17. Updates and interpretation We may update this Privacy Policy as required by applicable law, and to reflect changes to our Personal Information collection, usage and storage practices. If we make any changes that we deem as “material” (in our sole good faith discretion), we will notify you (using one of the notification methods set forth in Section 15.3 of the Terms of Use ) prior to the change becoming effective. In relation to any updated Privacy Policy, we will, as required by applicable law, notify you, seek your consent and/or take any other measures. We encourage you to periodically review this page for the latest Information on our privacy practices. Unless stated otherwise, our most current Privacy Policy applies to all information that we have about you and your Users-of-Users, with respect to our Website, Carpfish Creative LLC Apps, Mobile Apps and other Services. Any heading, caption or section title contained herein, and any explanation or summary under the right “#ItsThatEasy” column, is provided only for convenience, and in no way defines or explains any section or provision hereof, or legally binds any of us in any way. This Privacy Policy was written in English, and may be translated into other languages for your convenience. You may access and view other language versions by changing your Carpfish Creative LLC Website language settings. If a translated (non-English) version of this Privacy Policy conflicts in any way with its English version, the provisions of the English version shall prevail. We may change this policy at any time. We will notify you of changes as required by applicable law. If you have any questions about this Privacy Policy or wish to exercise any of your rights as described in Sections 9 or 10 please refer to those sections or contact the HR team here . We will attempt to resolve any complaints regarding the use of your Personal Information in accordance with this Privacy Policy. You may also contact us by mail at: Carpfish Creative LLC, 3310 Greenbrier St, St. Paul, MN 55127

  • Carpfish Creative | Merchant Payment Brokers

    Merchant Processing & Bill Pay. Let us show you how to lower your bill by up to 92% on your monthly credit card fees! Inefficient manual processes tie up resources and increase the risk of human error. PayTrace advanced payment automation solutions streamline back-office processes, eliminate manual steps, and get you paid sooner. Harness the Power of B2B Savings Not all Payment Processors operate the same, see how customers are saving 40-125 basis point using Paytrace! Improve your payment workflow. Businesses are evolving rapidly, and our payment infrastructure is designed to grow with you, regardless of the pace. We provide reliable payment acceptance options with an uptime of 99.98%. Sign up, get synced, and let our technology team handle the rest with daily updates to ensure secure transactions. Additional TIER II and TIER III Discounting 24/7/265 Support Same and Next Day Deposits Options for Free Hardware Includes Payments Hub (Invoices, Inventory, Benchmarking, etc.) Access the best rates PayTrace uses qualified data to ensure merchants can access the best interchange rates. Our expertise in Level II and Level III processing ensures significant savings on B2B, B2G, and large-ticket transactions. Compare Mastercard's and Visa's current interchange rate groups to see the difference. Top-notch support The Paytrace support team, based in the Pacific Northwest, is dedicated to ensuring your success. You also always have your Carpfish Creative Advisor. PCI compliance Merchants can trust that we have created a secure environment, assumed the liability of storing credit card data, and encrypting sensitive information with every transaction. Easy API access PayTrace's simple JSON API allows you to use your existing software without coding. We offer dozens of pre-configured integrations with leading accounts receivable, ERP, and web-based solutions that you can activate yourself." Retail Solutions > Convivence Stores, Alcohol/Tobacco, Clothing & Apparel, etc. Hospitality Solutions > Food Trucks, Restaurants, Fine Dining, Quick Server Bars, Breweries, etc. Service Industry > Contractors, Beauty & Fitness, Healthcare, etc. Big Business > Government & Utilities, Omni-Channel Franchises, Enterprise Solutions Specialty & High Risk > CBD/Hemp, Telemedicine, Online Pharmacy, Gaming, Collections and more. Payment Services for All Industries No matter if you're selling in person, online, or while on the move, our dependable, comprehensive payment solutions are here to support you! We simplify the payment process for businesses and their customers, all while maintaining exceptional security and PCI compliance. Allow us to handle the details so you can concentrate on what you excel at! We Can Handle High Risk Business Multiple Gateway Options Available

  • Payanywhere | Carpfish Creative

    No matter if you're selling in person online, or while on the move, our dependable, comprehensive payment solutions are here to support you! We simplify the payment process for businesses and their customers, all while maintaining exceptional security and PCI compliance. Allow us to handle the details so you can concentrate on what you excel at! My Business is Simple. I want a Simple, Fixed Rate! Choose from various Payanywhere devices including Smart Point of Sale+, Smart Flex, Smart Terminal, mobile credit card readers, and accessories. Fixed Small Business Rates start at 2.69% with no charge per $0.10. What's Included? Payments Hub - Your online payment portal (PC) Payments Anywhere App - Your easy-to-use Point of Sale software. (Apple, Android Apps) Payanywhere SDK - Accept Payments in Your Native App. (Apple, Android, PC) The Breakdown is as follows: Instore Swipes, Daps, and Taps Invoices & Recurring Payments Offline Transactions Customer Management Reporting Dispute Management Open Tickets and Tabs Virtual Terminal Payments Employees Inventory Next Day Funding SAME DAY Funding No Long Term Contracts, Month-to-Month 2.69% 3.49% + $0.19 Included Included Included Included Included 3.49% + $0.19 Included Included FREE FREE See Comparisons Request More Information Simple Setup to Take Payments, Track Inventory and Retain Customers Payment Processing Create Invoices, Track Inventory, Manage Customers, Track Competition, PCI Plus POS Hardware & Software Includes: Payanywhere - The easy-to-use point of sale software. Same day or next day funding Inventory management Employee management Reporting Dispute management Customer management Invoicing/ACH Hardware - Purchase or Lease (See Hardware Options \ PCI Plus Service Customer Loyalty Increase Customer Retention Greatyly with Loyalty Systems Integrates with Payanywhere hardware Data-Driven CRM Campaigns Personalized E-Receipts Customer Ratings AI Version or Manual Card-Linked Deal More on Customer Loyalty PayAnywhere. Hardware at every Price Point Accessories We are happy to provide solutions from a number of leading vendors, including Payanywhere, ORACLE, Paradise POS & more. Please contact your Carpfish Creative Advisor for Exact (and discount) pricing.

  • Complete Cannabis Retail Solutions | Carpfish Creative

    Carpfish Creative collaborates with top names in the national Cannabis industry to ensure the success of your projects from approval to launch. Get in touch today to learn more. Turnkey Retail Solutions 🚀Ready.Set.Launch-Ready Dispensary Package (0–6 months pre‑opening) Goto market checklist and planning checkins Location & zoning assistance (with local retail registration awareness and buffers under 342.13) Site Selection & Market Analysis, Zoning & Land Use Compliance, Lease Negotiation, & Review, Facility Buildout Planning & Contractor Coordination, Municipal Approval & Conditional Use Permit Support, Real Estate Due Diligence for License Applications Proximity & Buffer Zone Analysis Landlord Education & Advocacy Dispensary design & customer flow SOPs: opening/closing, cash, ID checks, sales, seed‑to‑sale reporting touchpoints. Vendor/Procurement network setup Security and IT Storefront (cases, shelving, etc.) Point of sale selection, configuration, and basic staff training Retail display selection/setup, kiosks, and onsite ATMs. HRMS: Hiring/Onboarding, training, payroll section/setup, time clock, employee benefits, ongoing fractional HR (if needed) Wholesale/Transportation network setup 💸Onging Operational Excellence Package (Add-on) Effective inventory management and shrinkage control measures. Daily operations playbook & KPI tracking (sales, basket size, labor %, shrink). Budtender training: product knowledge, compliance, and customer service. Customer experience standards and mystery shop/audit. Loyalty Program: Design and Implementation 📈Growth & Loyalty Engine (Add-on) Enhancing the Customer Experience and Elevating Service Standards The product assortment and menu strategy are aligned with demand patterns in Minnesota Loyalty program design (compliant with marketing and youth‑protection rules) Campaign calendar and execution playbooks (SMS/email/online menu tie‑in) 🛡️Compliance & Integration (Add‑on) Map POS to seed‑to‑sale/OCM tracking, reporting workflows, and variance handling. Periodic compliance audits and staff refresher trainings. Need Help? Contact Us Turnkey cannabis retail store rollouts involve a comprehensive approach to establishing fully operational dispensaries. This process encompasses various aspects of store setup and management to ensure a smooth launch and efficient ongoing operations. Our advisors work with the best folks in cannabis, to ensure not only do you get up and running, but we plan for future business scaling. By carefully selecting and implementing these hardware and software solutions, cannabis retailers can create a technologically advanced, compliant, and efficient operation that enhances the customer experience while meeting regulatory requirements. Retail Solutions by Segment Licenseing, Compliance, and SOPs Package Unlock your potential with our expert-driven solutions designed to elevate your organization’s compliance and operational excellence. Transform Your Compliance Experience with Expert Integration Effortlessly Navigate State Compliance Unlock Seamless Integration for Staff Training Craft Customized Standard Operating Procedures Tailored to Your Needs Access Comprehensive Licensing Support Documentation Embrace Dynamic Frameworks for Continuous Improvement Location/Real Estate Package Site Selection & Market Analysis Zoning & Land Use Compliance Lease Negotiation & Review Facility Buildout Planning & Contractor Coordination Municipal Approval & Conditional Use Permit Support Real Estate Due Diligence for License Applications Proximity & Buffer Zone Analysis Landlord Education & Advocacy Community Engagement Plan Access to the Creative Network Real Estate and buildout network Human Resources Package Let us help you elevate your HR practices and create a thriving workplace! Streamlined Direct Hiring and Contract Staffing Comprehensive Employee Relations and HR Consulting Engaging Onboarding and Compliance Training Strategic Workforce Planning and Executive Search Simplified Payroll Selection and Setup Competitive Employee Benefits Professional Creation of Employee Handbooks (Admin SOPs) Access and discounts to the Creative Network HRMS network Financial & Accounting Risk Package Banking, Funding Selection & Management CPA and Insurance Matchmaking Payments Setup (Cash management, credit/debit, onsite atms, etc.) GAAP Accounting & Financial Statements Consolidated Multi-State Reporting, Budgeting & Forecasting 280E Tax Compliance (+Tax credits when/where available) Access and discounts to the Creative Network HRMS network Investor and Funding Raise Assistance Technology & Software Procurement Package Expert Selection and Seamless Integration of ERP, POS, and CRM Systems Expert Selection of Hardware and Equipment Tailored Software and Application Development to Suit Your Unique Needs Cutting-Edge Cloud Infrastructure and Robust Data Management Solutions Engaging Power BI and Dynamic Analytics Dashboard Development Strategic System Architecture and Effortless API Integration Comprehensive IT Security and Regulatory Compliance Solutions Innovative Network and Infrastructure Design for Optimal Performance Streamlined Software Licensing and Procurement Services Reliable Ongoing Technical Support and Comprehensive Managed Services Access and discounts to the Creative Network technology procurement network Transport and Delivery Package Strategic Design of Distribution Networks and Route Optimization Proactive Fleet Management and Transportation Compliance Innovative Warehouse Layout and Inventory Management Comprehensive Chain of Custody and Manifest Documentation Seamless Seed-to-Sale System Integration for Enhanced Distribution Efficient Order Fulfillment and Streamlined Wholesale Operations Reliable Cold Chain and Climate-Controlled Logistics Tailored Development of Third-Party Distribution Models Optimal Delivery Scheduling and Engaging Customer Account Management Thorough Regulatory Compliance and Insightful Reporting Manufacturing, Production, Packaging, and Procurement Extraction & Processing Facility Design Product Development & Formulation Support Manufacturing SOP Development & Optimization Quality Assurance & Testing Protocols Packaging & Label Compliance Brand Architecture & Product Line Strategy Product Naming, Visual Identity & Packaging Design White-Label & Co-Manufacturing Program Development Batch Tracking & Production Scheduling Systems Regulatory Compliance & Product Registration Support Brand & Market Strategy Package Crafting a Captivating Brand Strategy and Identity Dynamic Retail Promotions and Campaigns Innovative SEO and Digital Advertising Solutions Engaging Social Media and Content Marketing Strategies Insightful Customer Engagement Analytics Event & Promotions Package Complete Project & Event Management Team Collaboration Tools Engaging Social Media and Content Marketing Industry Specialization (Creative Network Vendor Sponerships) Insightful Customer Engagement Analytics Document & Data Management Have Needs? We should Talk > From looking to get into the cannabis industry, to A-Z sourcing for your project needs (including project management) we got you covered. Request Assistance

bottom of page