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  • Wholesale (List) | Carpfish Creative

    Direct Wholesale Items Contact Us directly for flower, vapes, and options for now... Goddess Naturals: THC Infused Intimate Lubricant Water-Based, Vegan, Safe with Latex & Toys. (100MG) Read More

  • WANTED - General MN Retail License | Carpfish Creative

    < Back WANTED - General MN Retail License Minnesota, USA Contact Matt Carpentier 763-325-3326 carp@carpfishcreative.com Wanted $175,000 Property Type Zoning Type(s) N/A Lot Size Building Size N/A Year Built Floors Utilities? None Description Creative Network partner is looking for a MN Retail (General) License. They are willing to pay up to $175,000.

  • Goddess Naturals: THC Infused Intimate Lubricant | Carpfish Creative

    < Back Goddess Naturals: THC Infused Intimate Lubricant Water-Based, Vegan, Safe with Latex & Toys. (100MG) Water-Based, Vegan, Safe with Latex & Toys. (100MG) Experience intimacy like never before with Goddess Naturals THC Infused Intimate Lubricant. This water-based, vegan, and cruelty-free lube is infused with 50mg of premium THC using a patented VESIsorb® delivery system to dramatically increase absorption and effectiveness. Made in the USA, in an ISO 13485-compliant, cGMP-certified facility. Wholesale Availabilty (Special Introductory Pricing Available, Bluck Pricing Available) MINNESOTA > Arriving June 2026 (MN Manufactured) - Taking orders now ILLIONOIS > Coming Soon (IL Manufactured) MICHIGAN > Coming Soon SOUTH DAKOTA > Coming Soon What Is Inside Purified Water (Aqua) – Clean, hydrating base that absorbs easily without residue. Hydroxyethylcellulose (HEC) – Plant-safe thickener that creates a smooth, non-drip consistency for easy application. Propylene Glycol (USP Grade) – Medical-grade humectant that draws in moisture, keeping skin hydrated and helping THC absorb effectively. VESIsorb® Microemulsion – Patented delivery system that increases dermal penetration, ensuring THC is absorbed faster and more efficiently. CO₂ Cannabis Oil (100mg THC) – Premium cannabis extract infused with 100mg of THC. Enhances sensitivity, increases blood flow, eases discomfort, and helps relax intimate muscles for heightened pleasure. Clean Fragrance – Subtle, non-irritating scent chosen for a sensual experience without harsh chemicals. Phenoxyethanol & Ethylhexylglycerin – Gentle, globally accepted preservatives that keep the formula stable, safe, and free from harmful microbes. Links Product Feature Overview Certificate of Anaylsis To play, press and hold the enter key. To stop, release the enter key. Previous Next

  • Wanted - MN Cannabis Mezzobusiness (General) | Carpfish Creative

    < Back Wanted - MN Cannabis Mezzobusiness (General) Minnesota, USA Contact Matt Carpentier 763-325-3326 carp@carpfishcreative.com Wanted $350,000 Property Type Active Zoning Type(s) Lot Size Building Size Year Built Floors Utilities? Description We have a network partner that is looking to aquire a Minnesota General Mezzobusiness license at a price point of $350,000.

  • MN Wholesale License | Carpfish Creative

    < Back MN Wholesale License Minnesota, USA Contact Matt Carpentier 763-325-3326 carp@carpfishcreative.com Pending $100,000 Property Type General License Zoning Type(s) Lot Size None Building Size None Year Built Floors Utilities? None Description Cannabis wholesalers can buy cannabis, cannabis products, lower-potency hemp edibles, and hemp-derived consumer products from cannabis businesses, compacted Tribal enterprises and cannabis businesses licensed by a compacted Tribal regulatory agency and then sell them to other cannabis businesses. With a hemp-derived product importer endorsement, they can import hemp-derived consumer products and lower-potency hemp edibles that contain hemp concentrate or artificially derived cannabinoids. Activities and products allowed: Can sell: Immature cannabis plants and seedlings, cannabis flower, cannabis products, lower-potency hemp edibles, and hemp-derived consumer products to cannabis microbusinesses, cannabis mezzobusinesses, cannabis manufacturers, cannabis retailers, compacted Tribal enterprises, cannabis businesses licensed by a compacted Tribal regulatory agency; lower-potency hemp edibles to lower-potency hemp edible retailers. Show More

  • MN Manufacturing License (SEA) | Carpfish Creative

    < Back MN Manufacturing License (SEA) Minnesota, USA Contact Matt Carpentier 763-325-3326 carp@carpfishcreative.com Available $400,000 Property Type Cultivation Zoning Type(s) N/A Lot Size N/A Building Size None Year Built Floors Utilities? N/A Description The Minnesota Office of Cannabis Management is not accepting applications for this license type at this time. Depending on the endorsements obtained, cannabis cultivators can grow cannabis plants from seed to maturity. Cultivators can harvest, package, and label cannabis flower, seedlings and immature cannabis plants for sale to other cannabis business. Activities and products allowed: Show More

  • Psilocybin Solutions | Carpfish Creative

    Psilocybin Regulation & Compliance Solutions encompass a wide array of services designed to support businesses, treatment centers, facilitators, and laboratories in meeting state and federal requirements for psilocybin activities. These services are essential for sustainable, legal, and ethical operation in regulated markets like Oregon or Colorado, and are increasingly in demand as more jurisdictions move toward legalization and medical use. Psilocybin Regulation & Compliance Solutions Psilocybin Regulation & Compliance Solutions encompass a wide array of services designed to support businesses, treatment centers, facilitators, and laboratories in meeting state and federal requirements for psilocybin activities. These services are essential for sustainable, legal, and ethical operation in regulated markets like Oregon or Colorado, and are increasingly in demand as more jurisdictions move toward legalization and medical use. Core Service Categories Licensing Support. Assistance with obtaining and renewing all applicable psilocybin business licenses, including manufacturing, laboratory, service center, and facilitator licenses. Includes application preparation, facility compliance, fingerprinting, and municipal compatibility statements.rogowaylaw+2 Regulatory Compliance Audits. Comprehensive reviews and ongoing assessments to ensure operations align with state and local regulations. Includes SOP development, staff training, and readiness for regulatory inspections. Facility Design & Operational Optimization. Guidance on facility layout, equipment selection, and operational workflow to ensure both regulatory compliance and efficiency. This can include construction management, security planning, and safety protocols. Business Planning & Market Entry Strategy. Preparing business plans, financial models, risk assessments, and investor documents tailored for psilocybin market entry and scale. Laboratory Testing Solutions. Coordination and support for establishing accredited psilocybin testing, including product potency, purity, and contaminant screening in compliance with state and federal standards.oregon+2 Licensing for Service Facilitators. Support for individual facilitators in training, meeting background checks, curriculum approvals, and ongoing professional compliance. SOP & Documentation Services. Development and implementation of Standard Operating Procedures (SOPs) for cultivation, manufacturing, handling, and therapeutic service delivery. Branding, Marketing & Public Education. Solutions for public awareness campaigns, branding strategy in compliance-sensitive sectors, and educational resource development for both clients and the public. Legal Services & Risk Management. Full-spectrum legal advisory, including business formation, trademarks, lease reviews, criminal defense, and dispute resolution regarding psilocybin operations. Training & Staff Development. Customized staff training in regulatory requirements, best practices for therapeutic facilitation, cultural competence, and harm reduction. Have Needs? We should Talk > From looking to get into the cannabis industry, to A-Z sourcing for your project needs (including project management) we got you covered. Request Assistance

  • cannabis security plan consultant for high-risk payments | Carpfish

    Work with a cannabis security plan consultant to keep your dispensary compliant and payment-ready. Schedule a call today. Accepting High-Risk Payments, No Prolbem. Cannabis, CBD, Nutraceuticals, Travel, Online guns, and ammo, Tribal, Collections, IT support, online pharmacies, Payday loans, Online tobacco/Vape/E-Cigs, Financial services, Forex, the adult industry, among others. More and more industries are being classified as high-risk. 83% of Americans between 30 and 49 years old own a credit card. Most consumers prefer card payments (either debit or credit) over cash, and only 10% make all their purchases with cash. It’s obvious why dispensary owners are desperate to accept cards. To play, press and hold the enter key. To stop, release the enter key. In-Store Payments Online Payments Mobile Payments Blockchain, Crypto Custom Ingtegration ATM/Kiosks Payment Hardware Gift and Loyalty The Risks Associated with Credit Card Payments in the Cannabis Sector Navigating the cannabis industry can lead some to think that anything is permissible, including credit card processing. However, this seemingly safe option carries significant risks that could jeopardize your dispensary. For instance, a dispensary might start accepting credit cards, seeing a spike in sales, only to later find their merchant account shut down. This could freeze all payments processed recently, as they might not have fully transferred yet. Even in states where cannabis is legal, credit card companies view cannabis businesses as "high-risk" and have algorithms to flag related transactions. This means it's only a matter of time before your account gets flagged. The fallout can be severe: not only could you lose recent revenue and your merchant account, but you may also be blacklisted from future credit card processing. Additionally, state authorities could investigate your regulatory compliance, leading to costly violations that might put your license at risk. In short, engaging in credit card processing could quickly push a dispensary out of business. See Platform Status Cannabis Payments Point of Banking, ACH, Pin Debt, Credit Cards, Blockchain, Crypto CBD/Hemp/Psilocybin Payments Delta Derived Products, Vapes, Pet Products, Supplements, Pain Relief, Hemp Oils, Skincare, Teas, etc. Gaming Payments Credit Repair, Beauty & Fitness, Healthcare, etc. Adult Content Payments Adult novelties, Toys, Books, and Magazines Videos, DVDs, streaming, Content websites including webcam services, etc. Specialty Businesses Travel Agencies, Credit Repair, Collections, Telemedicine, Firearms, Tech Support, etc. When choosing a high-risk payment platform, consider factors such as: The specific needs of your industry Pricing structure and fees Available payment methods and currencies Fraud prevention tools Customer support quality Integration capabilities POS Payment Overlay Ticketing & Events Digital Storefronts E-Commerce Invoicing for the Digital Age Smart Consignment Types of High-Risk Payments Blockchain & Digital Payments Blockchain payments offer a promising solution for the cannabis industry, addressing several challenges faced by businesses in this sector. By leveraging blockchain technology, the cannabis industry can potentially overcome banking restrictions, improve transparency, and enhance overall operational efficiency. Digital Transactions . Blockchain technology enables cannabis companies to conduct digital transactions without relying on traditional banking systems. This is particularly beneficial as many federally licensed banks are prohibited from accepting marijuana money due to federal regulations. Cryptocurrency Payments. Cannabis businesses can accept cryptocurrency as an alternative payment option, reducing their reliance on cash-only transactions. This can lead to fewer theft crimes and improved safety for dispensaries. Transparent Record-Keeping . Blockchain provides a transparent, publicly accessible, and immutable ledger that contains records of every transaction. This allows for: Real-time notification of transactions, Automated remittance, and Regulatory institutions to verify the legality of transactions in real-time. Supply Chain Tracking. Blockchain technology can be used to track cannabis products from seed to sale, ensuring transparency and accountability throughout the supply chain. This includes recording cultivation details, testing results, and distribution information. Reduced Transaction Fees. Blockchain payments typically have lower transaction fees compared to traditional digital banking methods, benefiting both buyers and sellers. Enhanced Security and Privacy. The technology provides an extra layer of data encryption, ensuring buyer privacy and preventing fraud. It also offers instant transactions and verifiable sto rage of data. ACH Transfers This digital payment process enables transfers through ACH (Automated Clearing House), allowing money to move between banks without the need for checks, wire transfers, or cards. Businesses can promptly verify funds and receive direct transfers from customer accounts. However, accepting ACH payments may require third-party solutions, and integrating your POS system with the ACH payment solution can improve the customer experience. How it Works: Customer Enrollment Initial Setup: Customers must enroll in the ACH payment system, usually through a mobile app provided by the dispensary or a third-party payment processor. Bank Information: Customers provide their bank account details during enrollment, including routing and account numbers. Verification: The system verifies the customer's bank account to ensure its validity and ability to process ACH transactions. How it Works: Transaction Process Initiation: When making a purchase, the customer initiates the payment through the app or by scanning a QR code at the dispensary. Authorization: The customer authorizes the transfer of funds from their bank account to the dispensary's account. Processing: The transaction is processed through the ACH network, which facilitates the direct bank-to-bank transfer. Settlement: Funds typically settle within 1-2 business days, improving cash flow for dispensaries. Benefits for Cannabis Businesses Compliance: ACH payments are fully compliant with state and federal cannabis regulations, unlike traditional debit and credit card payments. Security: The ACH network is highly regulated, offering robust fraud protections and security measures. Cost-Effective: ACH transactions typically have lower fees compared to other payment methods. Flexibility: Customers can pay online (pre-payment) or in-store using payment links or QR codes. Increased Sales: Dispensaries implementing cashless payments often see an average increase of 20% in order value. Point of Sale (POS) Integration For a seamless experience, dispensaries often integrate their ACH payment solution with their POS system. This integration allows for: Real-time data syncing Automated checkout process Reduced manual data entry Direct fund transfer at the point of sale PIN Debit PIN debit for high-risk businesses operates similarly to standard debit transactions but with some key differences: Transaction Process: Customers swipe or insert their debit card and enter their PIN, just like a normal debit purchase. Additional Fee: An extra fee (e.g., $3.00) is typically added to the transaction amount. Hardware Requirements: Businesses need specific hardware, such as a terminal and PIN pad bundle. Direct Bank Transfer: Funds are transferred directly from the customer's bank account to the merchant's account, bypassing credit card networks. Lower Interchange Rates: PIN debit transactions often have lower interchange rates due to the Durbin Amendment, which caps these fees. Network Routing: Transactions are routed through PIN debit networks rather than credit card networks like Visa or Mastercard. POTENTIAL RISKS FOR USING PIN DEBIT However, for high-risk industries like cannabis, PIN debit carries significant risks: Compliance Issues: Major card networks prohibit cannabis transactions, making PIN debit potentially non-compliant. Transaction Misclassification: Processors may misclassify transactions to avoid detection, which is not transparent or sustainable. Higher Fees: Some processors charge excessive fees, significantly higher than standard retail rates. Potential Shutdown: There's a risk of sudden service termination if the processor is discovered facilitating prohibited transactions. Point of banking (POB) Point of banking, also known as a "cashless ATM," is a payment method that has become popular in the cannabis industry. It allows customers to access their bank accounts directly at the point of sale, similar to an ATM transaction. Customers typically pay in increments of $5, or the nearest dollar in some systems. If the transaction doesn't result in a round figure, the difference is provided in change, often leading to increased tips for the budtender. Customers also incur a convenience fee on top of the rounded total. Integrating this process with your point-of-sale system mimics a traditional debit card transaction for customers and simplifies the checkout experience for dispensaries. However, be cautious of non-integrated cannabis payment solutions, as they can lead to significant costs. How POB processing works The customer provides their payment details at the POB terminal The POB terminal processes the transaction The POB terminal charges a small convenience fee to the cardholder The POB terminal issues a receipt to the customer and the merchant Benefits of POB processing Reduced fees POB processing can reduce transaction fees compared to traditional credit card processing Cashless experience POB machines don't dispense cash, so customers can pay for products or services without cash Security POB terminals often only allow PIN-based transactions, which can provide security for merchants Have Needs? We should Talk > From looking to get into the cannabis industry, to A-Z sourcing for your project needs (including project management) we got you covered. Request Assistance

  • Minneapolis Multiuse Property | Carpfish Creative

    < Back Minneapolis Multiuse Property Minneapolis, MN, USA Contact Matt Carpentier 763-325-3326 carp@carpfishcreative.com For Sale / Lease Option $4,100,000 Property Type Cultivation Hemp Farm Zoning Type(s) Commercial/Mix-Use Lot Size 2.1 Acres Building Size 66,000 sq ft Year Built Floors Utilities? 3 Phase Electricity, Well Water, Natural Gas Description Exiting the hemp cultivation and processing industry and transferring operations to an experienced cannabis grower and processor. Renovated in 2025. Cannabis or Hemp Use: Cannabis and/or Hemp Number of Parking Spaces: 20 Show More

  • remote hemp business advisory & Cannabis HRMS Solutions | Carpfish

    Get remote hemp business advisory plus HR, payroll, and benefits guidance for compliant cannabis operations—book a consult today. Cannabis HRMS Solutions Elevate your cannabis business with customized HR solutions designed for compliance, team satisfaction, and operational efficiency. Cannabis HR Solutions delivers reliable managed HR, payroll, employee benefits, and specialized banking support for cannabis operators, from startup dispensaries to multi-state growers. Why Choose Cannabis HR Solutions? Experienced team with knowledge of unique cannabis compliance and business needs. Integrated technology and specialized partnerships for payroll, banking, and HR support. Flexible service bundles for businesses of all sizes without forced bundling. Commitment to team satisfaction, regulatory compliance, and streamlined operations. Payroll & Tax Complaince Precision payroll processing with compliance to cannabis industry regulations. Tax reporting and support, including specialist navigation of cannabis-specific labor issues like 280E tax code management. Automated payroll systems with integrated compliance alerts for federal, state, and local requirements. Cannabis-friendly banking and payment setup. Complete Human Resources Management Creation, development, and implementation of long-term HR plans, personnel policies, and procedures. Recruitment and seamless employee onboarding programs tailored for cannabis businesses. Detailed record-keeping, compliance meetings, and Employee Handbook preparation. Regular compensation program updates, salary surveys, and merit pool administration for pay increases. Ongoing performance evaluation and compensation analysis. Hiring & Onboarding Solutions Strategic Recruitment. Targeted job postings on cannabis-specific boards (e.g., Vangst, FlowerHire), major platforms, and local/community networks. Compliance-driven onboarding workflows: digital offer letters, e-signatures, and documentation collection for new hires. Seamless integration with payroll and HR for immediate enrollment in benefits and schedules. Employee Benefits Administration of the only 401k service for cannabis, healthcare, and customized cannabis industry benefits packages. Benefit management that fosters strong career pathways and retention. Dedicated guidance on cannabis industry insurance challenges and regulatory updates. Ongoing Support & Employee Retention. Professional growth pathways and learning opportunities tailored to the cannabis industry's needs. Compliance & Risk Management Real-time updates and policy changes for federal, state, and municipal cannabis employment law. Risk assessment and mitigation strategies covering workers' compensation, workplace safety, and employment law. Expertise in cannabis-specific compliance issues (e.g., employee drug use policies, work eligibility). Consulting & Support Dedicated cannabis HR experts available for on-call support, regulatory updates, and timely problem-solving. Detailed industry guides, blog content, and proactive customer engagement. Employee satisfaction strategies for high-turnover environments in retail, cultivation, and processing. Complete HR Outsourcing Full HR director outsourcing or managed HR services for dispensaries and cultivators. Scalable packages from single-service to comprehensive “all-in-one” HR, payroll, benefits, and banking. Customizable services; pick the modules best for your cannabis operation’s needs. Resume Upload We work on several projects and have clients looking specifically for the following in-demand jobs: Operations Manager Cultivation Lead Cultivation Support HR Manager (Cannabis) Retail Manager Deritivate Processing We're excited to have you join us in filling these open roles! Please take a moment to complete the form so we can upload your information into the database that our partner companies will be using. Your input is invaluable in connecting talent with opportunity! First Name Last Name Date of Birth Email Address Phone Available Start Date Upload Resume Upload supported file (Max 10MB) Or Link to Your Resume Submit Thanks for submitting! Have Needs? We should Talk > From looking to get into the cannabis industry, to A-Z sourcing for your project needs (including project management) we got you covered. Request Assistance

  • Lower Credit Card Processing Fees with Carpfish Creative's Cash Discount Program

    Discover our cash discount program to save big! Lower credit card fees by up to 40%. Cash discount program benefits await! Time to Elevate Your Payments Game Whether selling in person, online, or on the go, our reliable end-to-end payment solutions are here for you! We tailor the best payment solution to fit your specific business model. Cannabis or other high risk, no problem! We simplify the payment process for businesses and their customers while ensuring top-notch security and PCI compliance. Let us handle the details so you can focus on what you do best: focusing on your brand(s) and customers. Accepting payments has never been easier In-Store Payments Tap to Pay (iPhone) Payment Hardware Online Payments Custom Ingtegration Gift and Loyalty Mobile Payments ATM/Kiosks Retail Solutions > Convivence Stores, Alcohol/Tobacco, Clothing & Apparel, etc. Hospitality Solutions > Food Trucks, Restaurants, Fine Dining, Quick Server Bars, Breweries, etc. Service Industry > Contractors, Beauty & Fitness, Healthcare, etc. Big Business > Government & Utilities, Omni-Channel Franchises, Enterprise Solutions Specialty & High Risk > CBD/Hemp, Telemedicine, Online Pharmacy, Gaming, Collections and more. Payment Services for Virtually All Industries No matter if you're selling in person, online, or while on the move, our dependable, comprehensive payment solutions are here to support you! We simplify the payment process for businesses and their customers, all while maintaining exceptional security and PCI compliance. Allow us to handle the details so you can concentrate on what you excel at! High Risk? No Problem. Elevate your business without any risks Experience worry-free service with flexible month-to-month agreements, no lengthy contracts, and no hidden charges. Additionally, receive tailored hardware designed to meet your unique business requirements. Our Advisors match the best payment/point-of-sale setup for your business needs. Benefit from competitive processing rates, various hardware placement options, complimentary access to a merchant portal, and more. Enjoy industry-leading uptime exceeding 99.99% and the ability to process offline transactions even with limited or no internet access. Count on our support available 24/7/365. Receive deposits on the same day or the next day. Specialized Small Business & Startup Options. Exclusive TIER II and TIER III Discount Options. Cash or Card Payment Options. To play, press and hold the enter key. To stop, release the enter key. Maximum Affordability with Options Invoices & Payments. Pay invoices via email, SMS, or QR codes so your customers can securely pay online. Manage Product Inventory Management Employees Advanced Dispute Management PCI Compliance & Security Reputation Management and Benchmarking Integrated gift card & loyalty programs ATM Machines and Kiosks Multiple Gateway Options Available

  • PCI Compliance | Carpfish Creative

    Industry Leading PCI Complaince, PCI Plus. Merchant Payment and Point of Sale Solutions, Business Tax Credits, etc. Complete PCI Compliance Breach forgiveness is available in the event of fraud at your business. Enrolled payment programs incur zero PCI fees, eliminating SAQs, scans, and check-ins. Additionally, a free vulnerability scan is included. What is PCI Compliance? PCI compliance refers to the Payment Card Industry Data Security Standard (PCI-DSS), which comprises a set of guidelines meant to ensure that all businesses that process, store, or transmit credit card information maintain a secure environment at all times. Failure to maintain PCI compliance puts you at risk of cybercrime, and in case of a security breach, you may be subject to hundreds of thousands of dollars in fines from banks and credit card institutions. Fortunately, as your trusted merchant services provider, Carpfish Creative has taken measures to simplify the PCI compliance process for you, so that you can concentrate on what you do best - running your business. Breach forgiveness: If an unfortunate fraud event occurs at your business, we cover you with up to $100,000 in breach forgiveness coverage for each qualifying merchant account. No fees: There are zero PCI fees when you enroll in NAB’s Edge and flat-rate pricing programs. Eliminating SAQs, scans, and check-ins: Who has time for a 329-questionnaire about PCI security? With many of our programs, these requirements are eliminated because NAB’s support professionals do the work for you Free vulnerability scan: We offer free scans for up to three IP addresses! PCI Plus saves you valuable time and money We want to make life easier and safer for you. With PCI Plus, you won’t have to spend significant time or money maintaining PCI compliance. Let our experts do the heavy lifting to protect your business from card processing liability so you can concentrate on running your business with peace of mind and the assurance that your customers' and cardholders' information is protected. How about a little breach of forgiveness? Suppose your business falls into the PCI Level-3 category (with 20,000-1,000,000 e-commerce transactions or 1,000,000 total transactions per year) or the PCI Level-4 category (with less than 20,000 e-commerce transactions or less than 1,000,000 total transactions per year). In that case, you have extra protection with PCI Plus. In case of a data breach caused by cybercriminals, you will not be reimbursed for expenses unless they exceed $100,000.

  • hemp industry advisory online for CBD & hemp payments | Carpfish

    Get hemp industry advisory online for compliant CBD payments—book a call today. Simple, Compliant Solutions for Hemp/CBD/Tobacco Attention CBD and hemp sellers! Get affordable and reliable payment options from an industry-leading credit card processor. Securely and seamlessly accept credit and debit cards with our payment technology partners. Carpfish Creative's advisors can help you choose the right POS/Processing software. We approve businesses legally registered for THC edible and beverages. The Best CBD Merchant Accounts & Payment Processing "How? We achieve this through our affordable and reliable credit card processing and back-office solutions that can increase your business's efficiency and profitability. Our partners are not shady offshore banks or fly-by-night companies, but major established players on the payments landscape. They have been helping merchants with "high-risk" businesses since 1992." Why is CBD considered High Risk? There are several reasons that merchant services providers and their sponsor banks classify CBD businesses as hard to place or high risk. These include the following. Complicated laws and regulations. While CBD merchant processing is becoming more mainstream, the FDA is still working on establishing uniform regulatory requirements. At the same time, discrepancies between local laws have led to some confusion. A higher risk of chargebacks. Another reason CBD retailers are considered high-risk businesses is the increased risk of customer disputes within the industry. Confusion among consumers. Many customers associate CBD with cannabis (marijuana), even though CBD does not contain THC, the primary psychoactive ingredient of cannabis. The costly and cumbersome licensing process. Despite the fact that it's legal, most CBD retailers will still have several legal and regulatory hoops to jump through to get up and running. The Benefits of Credit Card Processing for CBD Businesses You'll attract new customers while retaining existing ones. When you allow customers to pay for their CBD oil or hemp products via fast, convenient, and secure credit card processing, they'll be far less likely to visit your competitors instead. You'll help reduce theft and increase safety. Having less cash on hand will make you less likely a target for theft. Your customers are likely to spend more money. Reports show that customers spend as much as 30% more when they pay for products or services using plastic instead of cash. You'll get access to powerful business tools anytime. Partner with NAB, and you'll have access to our secure, online merchant portal, which can help you simplify customer, employee, inventory, and dispute management. How We Help Hemp & CBD Business Startups & Licensing Business Plans State/Federal Applications Laws & Compliance Complete Branding Employee Handbooks Project/Event Management LEARN MORE Business Technology Procurement Taking Payments Point of Sale & Customer Loyalty Inventory Management & Control Surveillance Management ID Scanners and Data Privacy Onsite Help & Installations Marketing & Brand Brand Creation Print & Digital Advertising Websites, Ecommerce, Social Media Tradeshows and Events SEO, Analytics, AI Integration LEARN MORE Everyday Business Needs Business Lending Government Tax Credits Payroll / Bookkeeping Human Resources | Hiring | Background Searches Have Needs? We should Talk > From looking to get into the cannabis industry, to A-Z sourcing for your project needs (including project management) we got you covered. Request Assistance

  • Carpfish Creative | Merchant Payment Brokers

    Merchant Processing & Bill Pay. Let us show you how to lower your bill by up to 92% on your monthly credit card fees! Offer Your Customers the Option to Choose How They Pay & Save HUGE! Yes, you have the option to pass on some or all of your merchant fees to your customers, creating a new revenue stream for your business. We Can Handle High Risk Business Offer Customers the Option of Cash or Card Businesses are starting to offer different prices for items based on whether customers pay with cash or a card. You can adjust the fee to fit your business needs. Customers will be informed about the charge and can choose to pay with cash or use a debit card, which may have no fee if they prefer. This way, you can retain more of your sales revenue that would have previously gone toward processing charges. Unsure if this program is suitable for your business? Consider the following questions: Do most of your customers use non-cash payment methods? Are your margins suffering due to high payment processing costs? Are you looking for a straightforward solution to improve your margins? Do you want your pricing to be fair to all customers? Do you want to shield yourself and other small business owners from the rising costs of accepting non-cash payments? We provide you with what you need such as free signage explaining the program to your customers. free Edge Cash Discounting software free equipment options. What Edge cash discounting eliminates no monthly or annual costs no statement fee no batch header fee no PCI compliance fee no contract commitment Equipment The Edge Cash Discounting program works on many POS solutions to meet your business needs, and we even offer free POS equipment if needed. Retail Solutions > Convivence Stores, Alcohol/Tobacco, Clothing & Apparel, etc. Hospitality Solutions > Food Trucks, Restaurants, Fine Dining, Quick Server Bars, Breweries, etc. Service Industry > Contractors, Beauty & Fitness, Healthcare, etc. Big Business > Government & Utilities, Omni-Channel Franchises, Enterprise Solutions Specialty & High Risk > CBD/Hemp, Telemedicine, Online Pharmacy, Gaming, Collections and more. Payment Services for Virtually All Industries.. No matter if you're selling in person, online, or while on the move, our dependable, comprehensive payment solutions are here to support you! We simplify the payment process for businesses and their customers, all while maintaining exceptional security and PCI compliance. Allow us to handle the details so you can concentrate on what you excel at! Multiple Gateway Options Available

  • Business Startups | Carpfish Creative

    Business Startup Services. You have the next great idea on a product or maybe even killer business concept. Let Carpfish Advisors put to work our decades of experience and commitment to your succuss. Starting a Business? We Can Jumpstart It You have a brilliant idea for a product or perhaps an exciting business concept. Let Carpfish Advisors leverage our decades of experience to support your success.To assist organizations and the dedicated individuals behind startup businesses, our professional consultants offer unique expertise that combines diverse entrepreneurial experiences with real business insights and practical solutions. Here are some of the ways we can help: The current US Bureau of Labor Statistics (BLS) statistics show that around 20% of startups fail in the initial two years, 45% in the first five years, and 65% in the first ten years. In addition, only 25% of new businesses continue for 15 years or more. Surprisingly, these statistics have been consistent since the 1990s. The most opportune time to acquire business advice and support is before you start your business. By working with a business startup consulting firm, you can receive the guidance necessary to identify the critical first and next steps and get them executed. Here are some ways that consulting services for small businesses can help: Market Research Legal Business Information Employee and Tax Reporting Setup Business Formation Startup legal formation assistance, including bank account setup. Formation assistance includes mailing addresses, toll-free phone numbers, and certifications. By working with a business startup consulting firm, you can receive the guidance necessary to identify the critical first and next steps and get them executed. Creating Your Business Structure Startups have to execute multiple items simultaneously, which can be overwhelming. Consultants can assist clients in executing the major critical steps in the early stages of the business. By breaking down the individual tasks and responsibilities, sourcing vendors if necessary, and ensuring proper execution, experienced business consultant services can quickly remove confusion for investors, startup businesses, and small businesses alike. Planning Assistance . Startup consultants can assist in planning the creation of your product, service, or solution. They can help you develop a marketing strategy to reach potential customers and grow your business. Planning is essential in outlining the path to success. Strategy and Planning. Consultants can help clients with analysis, statistics, and strategy. By partnering with experienced consultants, clients can plan the critical steps necessary for their startup business. Task Execution . Execution of tasks is crucial to getting your business off the ground. Startup consulting services provide support in executing the necessary steps and tasks. They can manage services and provide vendors to ensure that you receive quality results. With action-oriented support, you can get off to a strong start in the early stages. Marketing & Sales Marketing strategy research, analytics, and consulting services are essential for start-ups and established organizations to thrive, gain market share, grow, and achieve profitability. By devising a well-designed marketing plan, businesses can achieve their objectives through proper evaluation, strategy, and planning. It is significant to note that marketers who plan out their marketing campaigns are over 300% more likely to report success. Here's how marketing consultants can help you achieve success: Marketing Analysis Marketing Planning Marketing Campaigns Managed Marketing Some of the Ways We Can Help: Brand and Logo Creation Content Marketing Print and Digital Ad Design Website and E-commerce Platforms SEO, Analytics, and Infographics (Specialized Solutions for Small/Medium Business) Social Media Advertising Events and Tradeshows AI Integration Tools Content Management Systems (CRM) Setup Procurement & Ongoing Advising Startups have to execute multiple items simultaneously, which can be overwhelming. Consultants can assist clients in executing the major critical steps in the early stages of the business. By breaking down the individual tasks and responsibilities, sourcing vendors if necessary, and ensuring proper execution, experienced business consultant services can quickly remove confusion for investors, startup businesses, and small businesses alike. Vendor Procurement & Selection Strategy and Planning Task Execution Business Growth while minimizing costs Areas we help our clients keep low margins on Monitor Payroll Rates, HR Solutions Hiring & Onboarding, Ongoing Training Payment Rates & Solutions Point of Sale & Inventory Rates & Solutions Business Security Contracts ATM and Delivery Contracts Have Needs? We should Talk > From looking to get into the cannabis industry, to A-Z sourcing for your project needs (including project management) we got you covered. Request Assistance

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