Your Payments Brokers 24/7/365 Support Free Hardware Options BillPay and Invoicing 2nd/3rd Tier Discount Pricing Merchant Processing & Bill Pay Let us show you how to lower your bill by up to 40% on your monthly credit card fees! You've spent countless hours building your business and making decisions from one end to the other. It's time to make sure that your decision about how you're going to receive payments keeps the maximum amount of profit in your pocket each month. We pride ourselves in partnering with our business partners to find the best method to match YOUR business model. ​ Carpfish Creative's advisors help businesses identify optimal payment solutions including point of sale (POS) solutions that integrate in with the countless ways businesses can take credit card, debit, EBT, mobile and even invoice payments. Enabling this not only simp lifies the process for both the business and customer, but it also provides industry leading security and PCI compliance options. Ask how to get FREE hardware! Take payments anywhere: Use our credit card processing platform to enjoy contactless payments, online payment solutions and excellent customer support. Take payments how you want to: Want to have your customers pay the card fees (or maybe a portion), maybe offer a cash or card payment option. The payment industry has expanded greatly in the past few years allowing more flexibility than ever before. Use eBilling and invoicing: Go paperless and get paid faster with electronic billing solutions that automate the process to help save time and reduce errors. We can even provide the PCI secure interface which includes automated reminders to your customers to PAY THEIR BILL! Add-on financial services: Tap into enhanced payment processing services and online payment options to boost your bottom line and help your business compete. Easy integrate to Shopfy.com, Amazon Store, and more. Processing platform options. One platform DOES NOT fit all business models. Let us find the best one that fits yours! Our primary platforms are EPX (Preferred Partner), Global Payments and FirstData. Other platforms available upon request and review. ​ Use eBilling and invoicing: Go paperless and get paid faster with electronic billing solutions that automate the process to help save time and reduce errors. We can even provide the PCI secure interface. Eliminate complexity: Simplify and streamline your business process with our easy-to-use, customizable solutions that save time and increase revenue. ​ Preferred Partners Can My Customers Pay The Fees Instead ? YES. Industry studies have shown that over 52% of businesses are now doing some type of surcharging or cash discounting. Surcharge, also called zero-cost credit card processing, free credit card processing, zero-cost processing, 0% processing, and zero-fee merchant account… ALL mean the same thing. It’s a legal method for conducting sales transactions where credit card costs are passed along to your customers. This fee varies but is never more than 4%. The fee can also be adjusted to meet your business needs. The customer is notified about the charge and may choose to pay by cash or use a debit card, which can also have no fee if you choose. Meanwhile, you can enjoy 100% of your sales! Zero-Fee Processing Means You: Receive 100% from credit card and/or debit card sales. Use what you would have spent on fees to reinvest and grow! You are in full compliance with state laws. All major credit card networks allow credit card surcharging and cash discounting, as do 47 U.S. states. We will make sure to follow all applicable laws in your state regarding surcharging and cash discounting. Terminals give your customers automatic surcharge amount alerts Fully or partially offset your overall processing costs ​